Liberty Health Insurance for Individual

Liberty Health Connect Policy by Liberty General Insurance is an individual as well as family-based health insurance that has been designed to cover expenses incurred during hospitalisation. A suitable plan providing extensive coverage benefits to individuals, the policy comes with 4 plans, including E-Connect, Basic, Elite, and Supreme. Each plan has different sum insured options. Further, Health Connect Policy can be customized as per your needs.

Key Features

• Sum insured starts from Rs. 2 Lakh up to Rs. 15 Lakh
• Restoration of the sum insured in case the sum insured gets exhausted
• No age restrictions on renewal of the policy
• Free health check-up after 2 years of continuous policy renewal
• No room rent capping in any of the plans under the policy
• No co-pay, no sub-limits of any type, but unique Loyalty Perk benefit
• 50% cost of pre-policy medical check-up borne by the insurer if the insured is beyond 55 years of age

Scope of Coverage

• Self, spouse, dependent children, parents, parents-in-law under individual sum insured
• Organ’s donor treatment in the case of organ transplantation
• Room rent, nursing charges, boarding charges, doctor's fees, ICU charges, medicines and other related expenses
• Pre and post-hospitalisation up to the number of days specified in the policy wording
• Expenses incurred for domiciliary hospitalisation treatment
• Emergency road ambulance charges to transfer the patient to the nearest hospital
• A second medical opinion from insurer’s expert doctors

Eligibility

The entry age for the policy is minimum 18 years and a maximum of 65 years. Children from 91 days to 25 years are also eligible.

Exclusions

• Mental disorders, weight control programme, congenital diseases and cosmetic surgery
• Treatment directly or indirectly arising out of HIV, AIDS or related diseases
• Robotic-assisted surgery, Light Amplification by Stimulated Emission of Radiation (LASER)
• An injury or disease because of war, warlike situations, enemy act, etc.
• Abuse of intoxicant or substances such as alcohol and intoxicating drugs

To know further details about the Liberty General's individual health insurance policy, call InsuranceDekho at 1800-120-5698.