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HomeHealth InsuranceHealth Insurance Plans Pre-Existing Diseases

Health Insurance Plans Pre-Existing Diseases

A lot of individuals are suffering from diseases like hypertension, thyroid, diabetes, asthma. These chronic diseases are not just an emotional stress but also bring financial instability. Earlier, health insurance companies covered pre-existing diseases with a waiting period of 2-3 months, however, now most of them cover these diseases from day one. Check out the most suitable plans listed below curated by InsuranceDekho’s experts.

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6 Plans found in Rs. 5 Lakh Cover
Sort by : Relevance down-arrow
  • Relevance
  • Premium: Low to High
  • Hospitals: High to Low
Star Health

Comprehensive Individual

Personal Accident cover at no additional cost

It provides coverage to existing diseases after 1 year subject to medical underwriting

  • Cashless Hospitals288
  • Cover₹5 Lac
Inc. 5% off*
From ₹8,492 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

View 3 more plans from Star Health
Star Health

Comprehensive with PED Buy Back

Existing disease covered after 1 year

It provides coverage to existing diseases after 1 year subject to medical underwriting

  • Cashless Hospitals288
  • Cover₹5 Lac
Inc. 5% off*
From ₹10,190 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

Star Health

Young Star Gold

Maternity cover upto Rs.30000

Expenses related to hospitalisation due to maternity will be covered upto Rs. 30000 subject to a waiting period of 36 months from the date of first commencement of this policy

  • Cashless Hospitals288
  • Cover₹10 Lac
Inc. 5% off*
From ₹8,967 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 20% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

Star Health

Smart Health Pro

100% claim amount will be paid by Insurer

You do not have to pay anything out of your pocket. Complete claim amount will be paid by the insurer.

  • Cashless Hospitals288
  • Cover₹5 Lac
Inc. 10% off*
From ₹5,414 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

Care Health

Care Freedom

Covers critical diseases

This plan is ideal if you have more than 4 existing diseases, chances of policy approval is higher

  • Cashless Hospitals132
  • Cover₹5 Lac
From ₹6,548 / Year
93 % claim settlement ratio
  • Twin sharing room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • Zero no claim bonus

    For every claim free year, the insurance company would increase base sum insured by this amount

View 1 more plans from Care Health
Care Health

Care Freedom with Health Check Plus

  • Cashless Hospitals132
  • Cover₹5 Lac
From ₹6,548 / Year
93 % claim settlement ratio