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Care Enhance Health Insurance Wordings

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Highlights
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio95.22%
Network Hospitals21,100+
Pre-existing Disease Coverage FromDay 1
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs coverageRs. 546/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Care Enhance Brochure

  • 482.90 KB
  • PDF Document
  • Apr 16, 2019

Care Health Insurance Plan List

  • Family (3)
  • Individual (3)
  • Woman (1)
  • Critical Illness (3)
  • Heart (2)
  • Senior Citizen (2)
  • Parents (1)
  • Maternity (1)
  • Cancer (1)
Name of PlanSum Insured
CareMin: 91 Days; Max: No Limit4 Lakh Check Premium
Plus Check Premium
Supreme Check Premium
Care AdvantageMIn: 91 Days; Max: Lifelong25 Lakh Check Premium
Care Classic Check Premium
Care HeartMin: 18 Years; Max: No Limit2 Lakh Check Premium
Care SeniorMin: 61 Years; Max: No Limit3 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
Critical MediclaimMin: 5 Years; Max 50 Years10 Lakh Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years50,000 - 5 lakh Check Premium
Care FreedomMin: 90 Days; Max: No Limit3 Lakh Check Premium
JoyMin: 1 Day; Max: 65 Years3 Lakh Check Premium
Super MediclaimMin: 91 Days; Max: No Limit1 Lakh Check Premium

Care Health Insurance Top Up List

  • Family (1)
  • Individual (1)
  • page-template-top-up (1)
Name of PlanSum Insured
EnhanceMin: 1 Day; Max: No Limit1 Lakh Check Premium
Care Enhance Min: 1 Day; Max: No Limit1 Lakh Check Premium

6003 Care Cashless Network Hospitals in India

Choose Care Health Insurance Critical Illness Plan

FAQs on Enhance Health Insurance Plan

  • What is the waiting period for pre-existing diseases and specific diseases, under the plan?

    Under Religare Enhance Plan, the pre-existing diseases are covered post 48 months of continuous coverage, while any illness except injury is insured post 30 days and 24 months for specific diseases.

  • Does this health insurance policy cover daycare treatments?

    Yes, coverage for daycare treatments is insured up to the sum insured.

  • What is the Sum Insured (SI) amount offered under this health insurance plan?

    There are two variants under this plan, where SI amounts are offered from Rs. 1 Lakh to Rs. 10 Lakh and Rs. 5 Lakh to Rs. 20 Lakh, respectively.

  • What is the amount of co-payment applicable to the Religare Enhance Plan?

    On registering at the age of 61 and above, one needs to pay for 20% of the claim amount under the plan, while the insurer pays the rest.

  • What is the grace period for Religare Enhance Plan?

    30 days grace period is offered under the plan from the date of expiry to renew the policy.

  • What are the minimum and maximum entry ages for the plan?

    The minimum entry age for the plan is 18 years for adults and 5 years for kids in case of an individual plan, while 18 years for adults and 1 day for kids under a family floater plan. There is no maximum entry age in the plan.

  • What are the add-on benefits provided under the plan?

    Expert Opinion is the add-on benefit offered under the insurance policy.

  • Is there any sub-limit on any coverage feature?

    No, there lies no sub-limit on any component of the plan.

  • Does the plan provide any maternity benefit?

    No, maternity benefits are not covered under the Religare Enhance Plan.

  • Is there any discount applicable on purchasing the Religare Enhance Plan?

    Yes, a group discount is available from 5% to 20%, which depends upon the size of the group buying the plan.

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Claim Process at Care Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Care Health Insurance Contact Details

Reach us for help anytime
  • Insurance Dekho

    755 1196 989Mon to Sun 10:00 AM to 7:00 PM
  • Care Health Insurance

    1800-102-4499Mon to Fri 10:00 AM to 7:00 PM