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Care Freedom Health Insurance Wordings

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Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.00%
Network Hospitals24,800+
Pre-existing Disease Coverage FromDay 1
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs coverageRs. 546/month

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Care Care Freedom Brochure

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Care Health Insurance Plan List

  • Family (3)
  • Individual (3)
  • Woman (1)
  • Critical Illness (3)
  • Heart (2)
  • Senior Citizen (2)
  • Parents (1)
  • Maternity (1)
  • Cancer (1)
Name of PlanSum Insured
CareMin: 91 Days; Max: No Limit4 Lakh Check Premium
Plus Check Premium
Supreme Check Premium
Care AdvantageMIn: 91 Days; Max: Lifelong25 Lakh Check Premium
Care Classic Check Premium
Care HeartMin: 18 Years; Max: No Limit2 Lakh Check Premium
Care SeniorMin: 61 Years; Max: No Limit3 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
Critical MediclaimMin: 5 Years; Max 50 Years10 Lakh Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years50,000 - 5 lakh Check Premium
Care FreedomMin: 90 Days; Max: No Limit3 Lakh Check Premium
JoyMin: 1 Day; Max: 65 Years3 Lakh Check Premium
Super MediclaimMin: 91 Days; Max: No Limit1 Lakh Check Premium

Care Health Insurance Top Up List

  • Family (1)
  • Individual (1)
  • page-template-top-up (1)
Name of PlanSum Insured
EnhanceMin: 1 Day; Max: No Limit1 Lakh Check Premium
Care Enhance Min: 1 Day; Max: No Limit1 Lakh Check Premium

6003 Care Cashless Network Hospitals in India

Choose Care Health Insurance Critical Illness Plan

FAQs on Care Freedom Health Insurance Plan

  • What are the exclusions in Care Freedom plan of Religare?

    The standard policy exclusions are- ➢Any pre-existing ailment/injury not covered up to 24 continuous months from the date of policy issuance ➢Any diseases contracted during first 30 days of the policy start date except those arising out of accidents ➢Any OPD Treatment ➢Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide) ➢Expenses arising out of or attributable to alcohol or drug use/misuse/abuse ➢Cost of spectacles/contact lenses, dental treatment expenses that do not require hospitalisation ➢Medical expenses incurred for treatment of AIDS ➢Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences ➢Congenital disease ➢Tests and treatment relating to infertility. There are some treatments such as non-infective arthritis, joint replacement etc., which are covered only after completion of 2 consecutive policy years. For more details, kindly refer to detailed exclusion list on the official website of Religare.

  • What all does Religare’s Care Freedom Plan cover?

    Religare’s Care Freedom Plan covers the following things- ➢In-patient care ➢Day care treatment (for selected ailments) ➢Recharge of sum assured ➢Annual health check-up ➢Consumable Allowance (Max. 7 days per Hospitalisation covered after 3 days) ➢Companion Benefit (If Hospitalisation exceeds 10 days) ➢Pre-hospitalisation expenses (valid till 30 days beyond the Policy End Date) ➢Post-hospitalisation expenses (valid till 30 days beyond the Policy End Date) ➢Ambulance Cover ➢Domiciliary Hospitalisation ➢Dialysis Cover ➢Tenure

  • Is pre-policy medical check-up required in Religare’s Care Freedom Plan?

    No, you don’t have to undergo pre-policy medical check-up for all ages and sum insured under Plan 1 of Religare’s Care Freedom Plan.

  • Does Religare’s Care Freedom Plan provide annual health check-up?

    Yes, annual health check-up is included in Religare’s Care Freedom Plan.

  • What is the minimum entry age for Religare’s Care Freedom Plan?

    For Care Freedom Plan 1 (Rs. 3 Lakh/Rs. 5 Lakh), the minimum entry age for an adult is 18 years and for a child it is 90 days. Whereas in Care Freedom Plan 2 (Rs. 3 Lakh/Rs. 5 Lakh/Rs. 7 Lakh/Rs. 10 Lakh), the minimum entry age in individual plan is 46 years and for Floater, it is 46 years for eldest insured person, 18 years for other adult and 90 days for a child.

  • What is the maximum entry age for Religare’s Care Freedom Plan?

    Maximum entry age in Religare’s Care Freedom Plan for Individual and Floater plan for family cover is lifelong.

  • What is the waiting period for pre-existing diseases in Religare’s Care Freedom Plan?

    Waiting period for pre-existing diseases in Religare’s Care Freedom Plan is 2 years of continued coverage.

  • What is the grace period in Religare’s Care Freedom Plan?

    The grace period in Religare’s Care freedom Plan is of 30 days from the date of expiry.

  • What is the initial waiting period in Religare’s Care Freedom Plan?

    The initial waiting period is of 30 days from any illness in Religare’s Care Freedom Plan.

  • How to buy and apply for Religare’s Care Freedom plan?

    You can buy and apply for Religare’s Care Freedom Health Insurance Policy online from the official website of Religare Health Insurance at religarehealthinsurance.com or through online broker’s website like insurancedekho.com.

  • Are pre-policy medical check-ups required for buying the policy?

    No, pre-policy medical check-ups are not required for buying the policy irrespective of the insured’s age and the chosen sum insured. 

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Claim Process at Care Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Care Health Insurance Contact Details

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    755 1196 989Mon to Sun 10:00 AM to 7:00 PM
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    1800-102-4499Mon to Fri 10:00 AM to 7:00 PM