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5 Lac coverage starting from only ₹257/Month*
5 Lac coverage starting from only ₹257/Month*
  • Tax Benefit
    Tax Benefit
    Up to 75000**
  • Claim Support
    Claim Support
    Everyday 10AM-7PM
  • 45 Lacs+
    45 Lacs+
    Happy Customers

*Standard Terms and Conditions Apply.

**Tax benefits are subject to changes in Income Tax Act.

Air Ambulance Cover

A medical emergency can happen at any moment and in any location. Hence, having health insurance that protects you for all mental, physical, and financial issues during such a time is always a good idea. If you're wounded while travelling, or if you need care for an emergency or a disease that requires specialist treatment that isn't available at your local hospital or health-care centre, air ambulance coverage can help. Air travel may be necessary for an emergency or to obtain specific services.

Air ambulances are specially equipped planes that transport patients in an emergency to ensure that they get to their destination safely and on time for treatment. Medical supplies and professional equipment, such as an ECG machine and ventilators, are well-stocked on these planes. The major goal of these planes is to convey patients from a remote/faraway place to a hospital with specialist healthcare capabilities.

Benefits of a Health insurance Plan with an Air Ambulance Cover

Beyond the costs and whether or not air ambulance services are considered the correct mode of medical transportation, there is no doubt that the advantages of such a service are unrivalled and unparalleled in comparison to any other mode of transportation.

  • Easy Accessibility - The first and most important advantage of air ambulance services is that they can save lives. For any patient, long-distance travel by car can be incredibly challenging. If the patient is in a critical state and requires immediate medical attention, air ambulance services are the only option.
  • Larger Capacity - The fact that an air ambulance is equipped with all of the medical provisions necessary to offer immediate and interim medical care to a patient is the second main benefit of air ambulance services. Unlike traditional ambulances, which can only transport a limited amount of medical equipment and supplies and are severely limited in their ability to transport family members, an air ambulance would have aeromedical personnel who would be required to have extensive training in comparison to other ground ambulance services personnel, and they would be able to transport family members.
  • Well-equipped to treat Serious Patients - A typical air ambulance cabin would contain pressure, humidity, and ambience controls, as well as all of the latest medical equipment. When air ambulance services are combined with such modern medical emergency care and treatment, there is a good chance that not only life will be saved, but also that future deterioration of the patient's health will be avoided.
  • Safe & Comfortable - The comfort and convenience of air ambulance services are the next advantages. Road trips and transfers in traditional ambulances are not particularly difficult, but they can be long and inconvenient. The use of an air ambulance is absolutely hassle-free. The quality of the transportation is excellent, and the patient will not be in any discomfort during the transit to and from the aeroplane or while onboard. Many patients are unable to cope with the discomfort of medical transportation, and their health can deteriorate throughout the journey, particularly on long-distance road trips. Medical emergencies have been known to turn fatal for patients while being transported, which can be owing to delays en route, the patient's discomfort, or a lack of adequate medical resources. Air ambulance services can help you avoid all of these problems.
  • Has Meticulous Set-up - Air ambulance services are overseen and organised fully by specialists who are familiar with specific medical issues. They plan the entire schedule around the patient's needs. Such meticulous preparation and setup always assure that the patient is well cared for and in perfect health till they get to their destination.

When Do You Need an Air Ambulance?

In the event of a medical emergency, an air ambulance can be useful. Here are a few circumstances in which it may prove to be useful.

  • If you are hurt while travelling and need to be taken to a medical institution close to your home.
  • If you require specialist therapy at a medical facility or rehabilitation centre.
  • If you need to be taken to a hospital right away because of a sudden medical emergency, such as a heart attack or cardiac arrest, and you can't get there by car. In such circumstances, the patient must arrive at the hospital within the first hour, dubbed "golden hour."
  • In the event that you require specialised emergency treatment while being transported.

Air Ambulance Service Exclusions

The air ambulance services are not provided if the following conditions exist:

  • A suicide attempt was made.
  • Injuries were caused by acts of terrorism or insurgency.
  • Incidents involving the use of drugs that were not prescribed.
  • Transferring an insured person from one medical facility to another with equivalent capabilities and a comparable level of care.
  • International trips that last longer than 90 days from a home location without informing the insurer in advance.
  • Evacuation or repatriation of an insured person in spite of lack of medical authorisation.
  • Pregnancy has progressed past the 28th week. Furthermore, a child is born after the insured individual's 28th week of travel.
  • Simple injuries, such as sprains, minor lesions, simple fractures, or minor illnesses that do not prevent the insured from continuing their trip or returning home, and are cured by a local medical practitioner

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*Tax benefits are subject to changes in Income Tax Act.

Learn more about air ambulance-cover Health Insurance

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FAQ About Air Ambulance Cover

  • How Much Does an Air Ambulance Cost?

    In India, the cost of an air ambulance typically ranges from Rs. 1.5 Lakh to Rs. 3 Lakh.  Health insurance, on the other hand, may cover air ambulances, lowering the cost and assisting with transportation arrangements. It's crucial to realise that in the event of a medical emergency, there are no time constraints. You usually aren't in a position to deny transportation or haggle over prices. You can't say no to any form of transportation at a time like this, especially when a professional medical personnel has determined the need for it.

  • Why Should I Get the Air Ambulance Cover?

    When other modes of transportation would be hazardous to your health or would jeopardise the effectiveness of a necessary surgery, you may need to fly. You may require an air ambulance if your bleeding is beyond the control of regular services, or if you require oxygen, life support, or other assistance while travelling. In cases of stroke, heart attack, burn care, head or spinal cord damage, and transplant, air transfer is frequently used. It's also typical when an accident occurs in a distant location when conventional transportation is unavailable, or when big distances must be covered quickly.

  • Are Air Ambulances Safe?

    Air ambulance services are often well-equipped with appropriate medical equipment and paramedical personnel. As a result, they are a safe alternative to select in an emergency.

     

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