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Aditya Birla Activ Care Health Insurance User Reviews

468 reviews Rate This
Aditya Birla
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio96%
Network Hospitals11,000+
Pre-existing Disease Coverage Starting FromDay 1
Special BenefitsIncentivized Wellness
Starting Premium for Rs. 5 lakh CoverageRs. 270/month

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Rating of Activ Care
4.3
Based on
18 User reviews
  • Gold for old people!

    The scope of coverage under this plan is quite wide as this plan has both inbuilt as well as optional coverage benefits. Besides covering the basic hospitalisation expenses, this health plan also provides coverage for home treatments, air ambulance in case of both domestic and international emergency, health assessments, etc.

    S
    Sujit
    On: Nov 25, 2019
  • The best gift for parents

    When it comes to plan for senior citizens, the features of this plan are indeed helpful and lucrative. No person would like to miss this policy for buying it for self or gifting to his or her parents. I also gifted it to my parents. Thus, if you are looking for a health insurance plan for your parents or yourself, go for it.

    J
    Jyoti Verma
    On: Nov 25, 2019
  • My best friend in old age!

    I am not in a stage to go through any treatment in this old age. Neither I am strong enough nor I have any huge amount in the savings with which I can get my treatment done without any hassle. This is a plan that offers almost every possible coverage that can help me out in this old age. 

    S
    Sikander Prasad Sahu
    On: Nov 07, 2019
  • Quite helping policy!

    There are several factors on which this plan has helped me out in this old age. My son got me this plan and I am very happy with his decision. With this plan, I am able to get treatment on home, a health assessment is done, second medical opinion and so on. 

    D
    Darshan Moray
    On: Nov 06, 2019
  • Golden plan for older people!

    When I got 60, my wife suggested me to buy a health insurance plan for our older days. I purchased this plan and found that she was absolutely right. We have made two requests for claim settlement. But I now feel that if it wasn’t with me, how much I could have afforded. 

    R
    Rakesh Bhai
    On: Oct 22, 2019
  • Must BuyMust Buy

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  • Top-notch health plan!

    The plan is a great initiative taken for old people. It offers every possible feature required for the old age people. It is a top-notch plan for sure. 

    A
    Amer Hussain
    On: Oct 22, 2019
  • Good initiative for Old people

    My son bought this Activ Care Plan for me. It is a great plan and offer huge benefits to look after me and my wife. I get several benefits from it such as daycare procedures, health check-up, Ayush procedures and even home nursing cover at an additional cost is given.   

    B
    Binod Kumar Saha
    On: Oct 04, 2019
  • Superb plan for senior citizens

    I bought this plan for my parents 2 years ago and found them quite satisfied with this plan. I have renewed this plan twice as they find its offerings and services superb. Thanks for serving my parents this way. 

    D
    Deepak
    On: Oct 04, 2019

10849 Aditya Birla Cashless Network Hospitals in India

Choose Aditya Birla Health Insurance Critical Illness Plan

FAQs

  • On what factors the eligibility to get a health insurance plan depends?

    The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.

  • Can I buy a health insurance policy for my 4-year-old kid?

    Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.

  • When should a reimbursement claim request be submitted?

    Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.

  • What is the period in which Aditya Birla Health Insurance settles claims?

    Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

  • What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?

    The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

Claim Process at Aditya Birla Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Aditya Birla Health Insurance Contact Details

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