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Things to Keep in Mind While Buying A Second-Hand Car

Wish

Written by Udit Varshney

Updated Oct 15, 2023

With the emergence of India as a global hub for small cars, there is a huge increase in the number of vehicles on-road. New cars are available with attractive offers, and so are used cars available at affordable prices. With increased choice and accessibility, first-time buyers may face confusion In buying a car.

After months of research and plans, finally buying your first car is usually a special day in everyone's life.  We understand that a bit like your car, you would like the simplest four-wheeler insurance for it. You must have put tons of effort into the car purchase, and this is often the last step of that process, which can secure your and your car's future.

Things to Keep in Mind While Buying A Second-Hand Car

Important Things to Keep in Mind While Buying a Second-Hand Car

We have listed the important things you should keep in mind while buying a second-hand car.

1. Complete Inspection of Car and Paperwork

Get the second-hand car inspected fully by a mechanic you trust. This helps to either get the issues fixed by the owner before the acquisition is completed, or helps you negotiate the worth.

Check the brakes of the second-hand car. Examine the tires carefully. Check under the hood for signs of injury, dents, or rust – they're signs of a poorly maintained car or a previous damaged one.

2. Update Registration Certificate 

For this, you ought to fill out and submit Form 29 & Form 30, issued by the RTO within the jurisdiction you reside in the shape should be signed by both the previous owner and you. If the car is registered to a different jurisdiction than yours, then a NOC from that jurisdiction's RTO will help speed things up.

Most important, getting the second-hand automobile insurance policy transferred in your name, or buying a replacement one altogether.

Check forms 32 & 35 to make sure that there are not any pre-existing pending loans on the second-hand car you're buying.

Bi-fuel certification if the car is CNG/LPG fitted.

Valid Pollution in check (PUC) certificate

3. Get Second-Hand Car Insurance in Your Name

It's as important to possess a legitimate policy copy in your name because it is to urge the registration transferred.

4. Transfer Your No Claim Bonus (NCB)

NCB is given to the insured but not the insured vehicle. Hence, on the transfer of the vehicle, the policy is often transferred to the new owner but not the NCB. The new owner will have to pay the difference on account of the NCB for the balance policy period. the first owner can, however, use the NCB on a replacement vehicle purchased by him.

5. Clean and Fix Your Car Before the Primary Drive

Here are a couple of belongings you must look out for:

  • A Thorough Clean-up: Both interior and exterior. If possible, do steam clean and sanitize your new car.
  • Change of fluids: The simplest thing to try to do after buying a second-hand car is to vary all the fluids directly before using it. 
  • Quick Fixes Which to be Done - Fix lights, spark plugs, etc. Any sign of rust, water entry through cracks and holes, or other wear of the trunk should even be checked and glued. 

Conclusion

Hope the above used-car buying guide has given you honest insight on buying used cars. Enjoy the joys of riding your own hard-earned, well-deserved car!

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Wish

Written by Udit Varshney

Udit has built B2C segments across various industries and has had significant contributions to the insurance sector. Read More

Disclaimer

This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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