Steps to Download Universal Sompo Car Insurance Policy

Universal Sompo General Insurance Company is a joint venture between Indian institutions and Japanese financial institutions named Sompo Japan Nipponkoa Insurance Incorporation. The car insurance policy is one of their popular insurance products, which is designed to give comprehensive coverage to the policyholders. The insurance coverage acts as a protection shield in times of emergency situations. Let’s understand the features offered by Universal Sompo car insurance and how you can download your policy in the easiest way ever.

Universal Sompo Car Insurance Renewal Features and Key Benefits

Universal Sompo Car Insurance comes with a range of  renewal features and benefits curated to make your insurance experience better. 

Steps To Download Universal Sompo Car Insurance Policy 

Follow the easy steps below to download your Sompo car insurance policy: 

1. Go to the official website of Universal Sompo General Insurance. 
2. Log in using your registered email ID and password. If you are a new user, you will need to register first by providing your policy details and contact information.
3. Now go to the 'My Policies' section, where you will find your active insurance policy.
4. Click on your car insurance policy to view the details.
5. You will see an option to download the policy document. Click on it, and your policy document will be saved to your device.
6. You can also ask for a hard copy of your insurance policy that will be delivered to your registered address. 

Do I Need A Hard Copy Of Universal Sompo Car Insurance Policy?

You should always carry your car insurance documents with you as per the traffic regulations and norms in India. But now that this is an era of digitalisation, carrying a hard copy of your car insurance policy is not mandatory. The Insurance Regulatory and Development Authority of India (IRDAI) has approved the use of digital insurance policies, which can be shown to traffic authorities through DigiLocker or the m-Parivahan app. This has made it convenient for policyholders, as they no longer need to worry about carrying physical documents.

However, it is advisable to carry a hard copy with you as it helps you in situations where you can’t access your digital devices or services.  

How To Get A Hard Copy Of Universal Sompo Car Insurance?

You can request a hard copy of your insurance policy documents after completing your online payment. The hard copy will be dispatched to your registered address within a few days. If you urgently need the hard copy, you can visit the nearest branch of Universal Sompo with all your policy details and collect the copy from them.  

How Do I Modify My Universal Sompo Car Insurance Policy Document?

If you want to make changes to your car insurance policy due to any errors, wrong personal details, etc., you can reach out to the customer support team of Sompo Car Insurance via their contact number, or you can share an email with them. You can also visit their nearest branch to get the changes done. Please note that if your policy contains any errors or wrong information, then you should reach out to the insurance provider at the earliest possible time; otherwise, your claim may get rejected when you file it. 

Conclusion

Online services have made it very easy to manage your car insurance policy. With these simple and easy-to-follow steps, you can access, download, and modify your Universal Sompo car insurance policy anytime you want. Understanding the details of the policy and keeping the documents handy with you ensures that you are not stuck in any problem while on the road. Now that access to your car insurance policy has become so convenient, you can drive confidently and safeguard your journeys. 

FAQs

Q: What should I do if I lose my original insurance policy document? Can I get a duplicate copy? 

A: Losing the original policy document is not a problem. You can visit the nearest Universal Sompo office and submit a written request for a duplicate copy. A small fee will be charged for issuing the duplicate policy.

Q: Is it necessary to carry a hard copy of my car insurance policy?

A: While it’s not mandatory, it’s recommended to keep a hard copy in your vehicle for convenience. 

Q: Which documents are essential to keep in your vehicle at all times?

A: You should always have the insurance certificate, a copy of the vehicle's registration certificate (RC), the pollution under control (PUC) certificate, and a copy of the driver's license in your vehicle.

Q: Is the service tax part of your motor insurance premium?

A: Yes, the motor insurance premium includes the service tax in its total cost. 

Q: Can I keep the motor insurance policy under the previous owner's name after the car ownership has been transferred to me in the RTO records?

A: If you keep the motor insurance policy under the previous owner's name while the RTO records show you as the new owner, any claim you make may be denied due to the name mismatch. For a successful claim, both records should reflect your name.