Significance Of Emergency Assistance Service in Car Insurance

Emergency Assistance Service is an additional cover that is available for purchase as an extra coverage with standalone own-damage and comprehensive car insurance plans. This add-on cover is designed to provide you support in case of a mishap or breakdown. It comes especially handy if you meet with this sort of a hiccup in a remote or unknown area. As an add-on, the emergency assistance service will add to your overall premium but it also has several benefits. In this article we will tell you everything you need to know about this service.

What Does Emergency Assistance Service Cover?

You can avail service under an emergency assistance cover under the following scenarios:

1. Mechanical/Electrical Breakdown: In case of a breakdown, the insurance company will provide you with a mechanic who will come to your location and help get your vehicle up and running. This includes helping you with jumpstarting your car, electrical or any other type of repair.
2. Towing Service: If the mechanic is not able to service your vehicle in the location of the mishap, this cover also provides emergency towing services for your car.
3. Spare Key Service: In the event you the key of your car is lost, stolen or accidentally left inside your car this will compensate for the cost incurred. This service is also available separately in several insurance policies.
4. Alternative Vehicle: In case the repair takes a long time or the damage is extensive, the insurance company will arrange for your transportation to one destination.
5. Emergency Accomodation: The insurance company will also make arrangements for you in case the repair takes a longer time in a nearby hotel, however, the cost of the stay must be paid by you.
6. Fuel Delivery Service: If your vehicle runs out of fuel, with this feature the policyholder will be provided with 5 litres of fuel that will be delivered to their location.
7. Flat Tyre Service: Similarly, if the tyre flattens, the insurance company will arrange for someone to come to your location and fix it.

What Are The Benefits of Emergency Assistance Service Cover?

In the event that your car breaks down in a remote area, far from conveniences, accommodation and any other needs in case of emergency having this cover will guarantee that the experience is smoother. Moreover, in a completely unknown location when such an event occurs this cover can make a world of difference. This cover is especially for you if you travel long distances or value the accessibility and hassle-free experience when you’re on the road.

Takeaway

Being on the road comes with a number of uncertainties, these become even more daunting when we’re travelling far from our homes or to new and unknown locations. Though the uncertainties cannot be avoided, with an Emergency Assistance Service cover you can have far more peace of mind when dealing with such a situation. If your car breaks down, fuel finishes, tyre flattens, key is lost or even if you need help with repairing your vehicle, with this cover you can be sure the insurance company has your back.

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.