How Do I Know When My Car Insurance Policy Is Due?

It is not just a compulsion to hold a car insurance policy while driving in India, but also a necessity. To continue to avail the car insurance policy, it is imperative to keep renewing it on time as every insurance policy comes with an expiry date, most of them are to be renewed annually, and failing to renew it timely can levy heavy fines on policyholders. To avoid delay in the policy renewal, every policyholder is required to keep the status of their car insurance. Different ways are available online as well as offline to confirm the status of your car insurance plan. Let’s dig into some of the ways to know the status of a car insurance policy. 

Check Car Insurance Status Online 

To renew your car insurance policy timely, you must remember its expiry date. Hence, here are a few ways through which you can get to know the status of your car insurance policy:

Policy Document

Checking your car insurance policy document is the easiest way to find your car insurance expiry date. No matter if it is third-party insurance or comprehensive insurance, the expiry date of your policy, will be there in your policy document. In case you bought your policy online, you can look through the soft copy of your car insurance policy document which you would have received in your mail to know its expiry date.

Insurance Company’s Website or Mobile App

If you have bought your car insurance policy online from the website of the car insurance company, in such a case, you can log in to your company account on the website to find the details of your insurance policy including its expiry date by entering a few details like the registration number of your car, your name, your phone number, and so on. If your insurer offers the facility of a mobile application, then you can access details of your car insurance policy by simply entering the required details to log in to your account.

Car Insurance Agent

In case you have purchased your car insurance policy through a car insurance agent, then you should get in touch with him or her to know its expiry date. This is because the insurance agents generally keep a copy of the car insurance policy documents of their clients and therefore, they can provide assistance to find when your car insurance policy is due. 

Telephonic Assistance

If you have not purchased a car insurance policy online or through an insurance agent, then you can find the expiry date of your policy by contacting the customer support team of your insurance company over the telephone. You can get the contact number from the website of your insurer. By getting in touch with the support staff of your insurer, you can get to know it easily and quickly by just asking for it by providing the required details to the customer care executive and he will tell the expiry date of your car insurance policy or any other detail you ask for. 

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Nearest Branch of The Insurance Company

Many people are neither technical savvy nor comfortable in understanding things over the call or mail. If you are one of them, then you can also visit the nearest branch of your car insurance company to find out the expiry date of your policy. However, you may have to share a few details with the branch executive for the verification process, after which, they will tell every detail related to your policy including the due date of your car insurance policy. 

Insurance Information Bureau (IIB)

You can also get to know your car insurance policy expiry date and other details related to it by visiting the website of the Insurance Information Bureau (IIB). It is an organisation that stores the data and details in digital format of all car insurance policies in India. To find the expiry date or any other details about your policy, you will have to enter some details on the IIB website. It is a very helpful website for all the policyholders who want to find the details of car insurance such as policy number, due date, etc., after an accident or in any other situation.

Also Read

4 Pros and Cons of Buying Car Insurance Online

Comprehensive Car Insurance Explained

Conclusion

Car insurance expiry date is a significant detail that every policyholder should remember to renew in time in order to continue to avail the policy benefits. There are different types of policyholders based on their policy purchase behaviour. To cater the requirement of finding the expiry date of the policy for all kinds of policyholders, we have mentioned the online as well as offline methods of getting the car insurance policy details. We hope the aforementioned points will help you find the expiry date of your policy easily which always keeps you aware of when your car insurance is due. 

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.