Hero Passion Pro 110 Insurance

Hero Passion Pro Bike Insurance Summary

Hero Passion Pro bike features Xsens with programmed fuel injection BS6 engine and delivers an excellent mileage. It has a muscular tank with trip tone graphics that give the bike an aesthetic look. The new 113 cc engine with higher torque on demand, the brighter headlamp and a digi analogue console ensure smooth functioning of the bike. The bike features the revolutionary i3S technology that makes it different. Also, its auto sail feature is a boon in city traffic.

Hero Passion Pro Bike Insurance

According to Indian Motor Tariff, you must have at least a third party insurance for your bike in the country. Without which, you will be punished with a fine of Rs. 2,000 and/or would be imprisoned for up to 3 months. Not only to escape the punishment, but you must also purchase a third party insurance policy as it offers you protection from financial liabilities towards a third party in case your bike gets involved in an unfortunate event. So, buying one and renewing it timely may help you in case of road accident or other perils associated with riding a bike.

Types of Insurance Cover

1. Third Party Bike Insurance Plan: Third Party bike insurance policy is mandatory to have in India. It takes care of the losses caused to the third party including death, bodily injuries, and property damage but does not cover you for any loss or damage caused to your own vehicle. Under this policy, you can avail benefits of up to Rs. 1 lakh.
2. Standalone Own-Damage Bike Insurance Plan: Standalone own-damage bike insurance plan offers protection for own-damages sustained by your bike in case of an accident or any other mishap.
3. Comprehensive Bike Insurance Plan: A comprehensive bike insurance policy offers you own damage cover as well as third party cover in case of a mishap. The event may include burglary, natural calamities, riots, theft, etc.

How to Buy Insurance for Hero Passion Pro from InsuranceDekho

You can purchase an insurance policy for Hero Passion Pro bike at InsuranceDekho by following a few easy steps. Read below to know the steps:

Step 1: Visit the official website Insurancedekho.

Step 2: Select ‘Bike’ and enter your bike’s number in the given space in the ‘Get Your Quote’ section. If you don’t know your bike’s number, then kindly enter other details like the brand, model, fuel type, variant, registration year, etc. of your bike and proceed.

Step 3: Enter your personal details like Name and Mobile Number so that you can see quotes.

Step 4: You will see various quotes displayed on your screen. Kindly select the most suitable bike insurance policy from them as per your requirements and budget.

Step 5: Pay online for the selected policy. You will receive the policy document via email within the stipulated time.

Hero Passion Pro Bike Insurance Claim Process

Cashless Bike Insurance Process

When it comes to the cashless bike insurance procedure, it allows you to get your Hero Passion Pro bike repaired without paying for repair at a network garage and makes the insurance company settle the bike repair cost. Here is the cashless bike insurance claim process for your Passion Pro bike:

• Inform your insurance company about the incident by calling its support staff or by visiting its website or through its mobile app, if available.
• Share all the details of the event with the police with complete accuracy and lodge an FIR, mainly in case of accident, theft, fire and so on.
• Click photos of damages incurred by your insured bike, bodily injuries suffered by you, and so on, immediately after the incident to keep them as strong proof during the claim settlement.
• Locate a network garage nearby and get your bike there for cashless repairs. If your bike is unable to be moved due to damage, you can also contact your insurer to arrange towing facilities.
• Once your bike reaches the garage, your insurance company will send a surveyor to survey your bike’s damages and assess their extent. He may also require you to show him all the valid and active documents like bike registration certificate, driving license, FIR, and so on.
• The surveyor will estimate the claim amount and prepare a claim report and send it to your insurer. Based on the surveyor's report, your insurer will approve or reject your claim.
• If your insurer gives approval, the network garage will start repairing your bike. After the repair work is completed, your insurer will settle the repair bills directly with the garage.

Reimbursement Bike Insurance Process

The reimbursement claim process will make you pay for the repair bills initially and then reimburse it through your insurer. Below is the reimbursement bike insurance claim process for your Passion Pro bike:

• Inform your insurance company about the event and register your claim.
• Take your insured bike to any workshop or garage of your choice to get it repaired.
• The surveyor will be sent by your insurer to the garage to access the damages.
• A claim report will be prepared and submitted by the surveyor to your insurer.
• The garage will repair your bike and generate the bill which you will have to pay.
• Submit the original bills of repair to your insurance company with a claim form.
• The insurer will examine repair bills and claim form and reimburse your repair cost.