Bajaj Discover 100 Insurance

Before a policyholder can claim their Bajaj Discover 100 bike insurance plan, they are required to pay for a specific sum of money from their own pockets known as deductibles. All the bike insurance plans are offered with a deductible limit, it is advisable to select a policy that has a limited compulsory deductible.

While riding your Bajaj Discover 100 bike on the public roads in India, you need to carry the following documents with yourself:

• A valid driving license
• Registration certificate of your Bajaj Discover 100 bike
• Pollution under control (PUC) Certificate
• Print out/Soft copy/ Photocopy of your active Bajaj Discover 100 Bike insurance policy

It is necessary that all the relevant documents should be up to date and they should not be expired. In case, you are holding hard copies of all the documents, then make sure they are protected from getting damaged. Moreover, alongside the hard copies of the documents, it is always advisable to carry soft copies of all the documents as well.

Yes, the claim process for your two-wheeler insurance plan is time restricted. You are required to inform the insurance provider soon after the accident takes place. While, in certain scenarios, the deadline can be extended by the insurance provider, the timeline varies differently for different insurance companies. However, from the viewpoint of a policyholder for fast claim settlement, they need to inform the insurance company regarding the accident at the earliest.

The coverage of two-wheeler insurance policy for your Bajaj Discover 100 bike depends entirely upon the kind of bike insurance policy bought by you. You can either go for a comprehensive two wheeler insurance policy or a third party liability cover for your bike. Given below are the common coverage offered by these two two-wheeler insurance policies:

Comprehensive Insurance Plan:

Comprehensive two-wheeler insurance plan offers the following coverage:

• Third party cover
• Own Damage cover

Third Party Liability Plan

Third party liability insurance plan basically offers the following coverage:

• Third Party Legal Liabilities
• Damage to third party property
• Damage to third party person
• Personal Accident Cover

It is always advisable for you to go through the policy document carefully in order to completely understand the coverage provided by your two-wheeler insurance policy.

Premium for your two wheeler insurance plan depends mainly upon the kind of insurance plan selected. Based upon the below mentioned steps insurance companies calculate the premium for two wheeler insurance plan:

• For third party coverage, a base price is build depending upon engine capacity(CC)
• Number of add-ons opted
• Personal accident cover
• Factor-in depreciation depending upon the manufacturing year
• No claim bonus and risk profile is analyzed from claim history
• Matching premium according to Insured Declared Value