Is it possible to cancel the office package insurance plan?

The policyholders can cancel their office package insurance policy by submitting a written document to the insurer.

What types of offices can purchase an office package insurance plan?

Following are the types of offices that can buy the office package insurance policy: IT and BPO centres Government offices Commercial offices Manufacturing units Warehouses

Who should buy an office package insurance plan?

Young firms, middle-aged organisations, and established companies should buy an office package insurance policy.

Is there a free look-up period to buy an office package insurance plan?

The policyholders of the office package insurance plan get a free look-up period of 15 days. During this period, you can review the policy wording and decide whether to continue or cancel the plan.

Which insurance companies offer office package insurance plans in India?

Some insurance companies that offer office package insurance plans in India are Bajaj Capital, ICICI Lombard, Tata AIG, Future Generali, and Reliance General Insurance.

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Office Package Insurance

The office package insurance plan ensures financial protection against losses or damages that may hinder your office operations. An office package insurance policy offers insurance coverage for all types of losses, from minor ones like fixing furniture to significant ones like fire and burglary. Keep reading to delve into more details!

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What is Office Package Insurance ?

Mishaps at your office premises might impact the overall operations of your business. Imagine a fire breaking out at your office; it will not only physically damage your assets but also emotionally impact your employees. Henceforth, as the owner, you must take preventive measures like an office package insurance policy to ensure the smooth functioning of your business.

The office package insurance plan is a comprehensive insurance policy that financially protects you against loss or damage to your workplace. The plan covers all minor and major losses that may constrain your business operations. This may include misuse of office data, fire, burglary, machinery damage, housekeeping services, furniture damage, and more.

Whether you are a startup or an established firm, you must protect your business assets and provide a sense of security to your employees. Many general insurance companies in India provide office package insurance coverage for owners and manufacturers. You can always compare different plan options to buy the most suitable ones as per your organisation's needs.

Benefits of Office Package Insurance

The office package insurance plan will financially aid you against office mishaps. Find out some more benefits that office insurance policies offer in the section below:

Comprehensive Protection: The plan provides comprehensive protection against perils that may affect the functioning of your business. These include fire, theft, burglary, furniture damage, employee accidents, and more.
Third-Party Liabilities: Any physical loss or damage to a third party can create legal trouble and cause a financial burden. However, if you buy the office package insurance plan, the insurer will cover any third-party liability arising on the office premises.
Personal Accident Insurance Coverage: One of the major benefits of purchasing an office package insurance policy is that it provides personal accident coverage. The insurer pays the sum assured to the insured in the event of accidental partial or total disablement.
Employee Benefit: Aside from personal accident insurance coverage, office package insurance plan provides employee accident coverage. If any bodily damage happens to your employees in the office, the insurance company will cover the sum assured.

Frequently Asked Question

1
Is it possible to cancel the office package insurance plan?
The policyholders can cancel their office package insurance policy by submitting a written document to the insurer.
2
What types of offices can purchase an office package insurance plan?
Following are the types of offices that can buy the office package insurance policy:
- IT and BPO centres
- Government offices
- Commercial offices
- Manufacturing units
- Warehouses
3
Who should buy an office package insurance plan?
Young firms, middle-aged organisations, and established companies should buy an office package insurance policy.
4
Is there a free look-up period to buy an office package insurance plan?
The policyholders of the office package insurance plan get a free look-up period of 15 days. During this period, you can review the policy wording and decide whether to continue or cancel the plan.
5
Which insurance companies offer office package insurance plans in India?
Some insurance companies that offer office package insurance plans in India are Bajaj Capital, ICICI Lombard, Tata AIG, Future Generali, and Reliance General Insurance.