Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin

One Time Investment Plans In India

One Time Investment Plans are also known as lump sum investment options under which an individual makes a lump sum investment in one go for a fixed period of time. The investment is made with an objective to achieve good returns on investment over a period of time. This is a high risk investment option and ideal for investors who have high risk tolerance.

must dot
Enjoy Life Cover, Assured Returns And Wealth Creation at Best Premium
  • Tax Benefit
    Tax Benefit
    Up to 1,50,000**
  • Claim Support
    Claim Support
    Everyday 10AM-7PM
  • 45 Lacs+
    45 Lacs+
    Happy Customers

*Standard Terms and Conditions Apply.

**Tax benefits are subject to changes in Income Tax Act.

Plans Starting from₹1,000/month*

Best Investment Plans

Info

It is a form of investment which gives you guaranteed returns mentioned while investing along with life coverage.

  • You Invest

    1 Lakh p.a.
    10 years
  • You GET Tax Free

    27.3 Lakh
    20 years
  • You Invest

    1 Lakh p.a.
    10 years
  • You GET Tax Free

    27.1 Lakh
    20 years

What Are One Time Investment Plans?

One time investment plans are a type of investment under which an individual makes a lump sum amount investment in one go in a particular investment plan, option or scheme for a specific period of time in order to avail returns on investment. One time investment plans are ideal for investors who have high risk tolerance and who are able to invest in a one time investment plan.

One time investment plans are a great way to grow a corpus in a fixed period of time. One time investment plans are also known as lump sum investment options and are a very effective investment option for experienced investors who have good knowledge about market conditions.

What Are The Advantages Of One Time Investment Plans ?

Below mentioned are some advantages of investing in a one time investment plan:

    1. Investing money in a one time investment plan is much better than keeping cash in hand or saving it in the bank account and earning low interest on it.
    2. One time investment plans provide convenience to an investor as the investor makes the investment as a lump sum in one go and they need not worry about paying future premiums or forgetting the due dates. The investor pays the entire investment amount at the start and there is no chance of policy lapse due to missed premium payments.
    3. Under one time investment the target of investment is to fulfill long-term financial goals. This may include a child's higher education, marital expenses, purchasing a home, starting a business etc.
    4. Such investment plans are very beneficial and guarantee to provide better returns in the long run so it’s better to start investing as early as possible. The earlier you start investing, the better financial gain.

Factors Affecting The Decision Of One Time Investment

Before you choose a one time investment plan, it is essential for you to deeply analyze certain factors that can help you make an informed investment decision. Mentioned below are some key factors that can affect your decision of making investment in a one time investment plan:

1. Existing Market Conditions: Before investing in a one time investment plan, you should have an understanding of the existing market conditions. To get a better understanding of the existing market conditions you can track the Price to Earning Ratio of a broad market Index such as NIFTY. Before you make the investment please make sure that you have done the research, calculations and analyzed the statistics of the performance of the fund.

2. Return Potential and Liquidity: Now, before you invest your money in an investment plan, you determine the expected return and your requirements so that you can determine if you need to invest in a long term or short term investment plan. Specifically, investing in a one time investment plan required a little research and requirements assessment. You should also consider your financial circumstances and scope of availability of liquid funds while investing your money in a one time investment plan.

3. Patience: One time investment options require a lot of patience and as an investor it is important to be patient to avail returns on investment and not make any rash decision. Investing your money in different funds is not a good idea in case you are expecting immediate returns.

Investment Insurance Companies User Reviews

What users are saying
  • I was planning for my retirement when InsuranceDekho suggested I buy ULIPs as a long-term investment option, w...

    Read More
    B
    SBI Life Investment
    By Bishwa Das Gupta
    On: June 26, 2024
  • Yesterday, I connected with InsuranceDekho advisors for an investment plan that I was interested in. They were...

    Read More
    R
    PNB MetLife Investment
    By Rajeev Midha
    On: June 26, 2024
  • Before investing in Life Insurance, I wanted a clear picture of the charges and potential returns. I connected...

    Read More
    K
    ICICI Prudential
    By Kartik Tiwari
    On: June 26, 2024
  • InsuranceDekho provides investment calculators, which have helped me estimate the potential of returns with di...

    Read More
    J
    Tata AIA Investment
    By Jayanti Chatterjee
    On: June 26, 2024
  • I was looking for some investment plans such as ULIPS. My friends suggested that I buy HDFC Life Insurance fro...

    Read More
    P
    HDFC Life Investment
    By Pulkit Bisoyi
    On: June 24, 2024

Latest Investment Insurance News

Best Insurance Advisors in Your City.