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HomeHealth InsuranceBuy 3 Lakh Sum Insured Health Insurance Plans in 2025

Buy 3 Lakh Sum Insured Health Insurance Plans in 2025

With InsuranceDekho, you can find a number of health insurance plans for 3 Lakh Sum Insured. The health insurance plans listed below are from the top health insurance companies such as Niva Bupa, Star Health Insurance, Care Health Insurance, HDFC ERGO and more which have claim settlement ratios upto 93% respectively. So, ensure protection for yourself and your loved ones with these health insurance plans that have a starting premium of 5,414 / Year.

Top Hospitals Name

Address

Apollo HospitalSarita Vihar, Delhi
Sir Ganga Ram HospitalOld Rajendra nagar, Delhi
Max Hospital PatparganiPatpargani, Delhi
BLK Hospital DelhiPusa Road, Delhi
Fortis La FemmeShalimar Bagh, Delhi
Read More
5 Plans found in Rs. 3 Lakh Cover
Sort by : Relevance down-arrow
  • Relevance
  • Premium: Low to High
  • Hospitals: High to Low
Star Health

Comprehensive Individual

Personal Accident cover at no additional cost

It provides coverage to existing diseases after 1 year subject to medical underwriting

  • Cashless Hospitals288
  • Cover₹5 Lac
Inc. 5% off*
From ₹8,492 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

View 2 more plans from Star Health
Star Health

Comprehensive with PED Buy Back

Existing disease covered after 1 year

It provides coverage to existing diseases after 1 year subject to medical underwriting

  • Cashless Hospitals288
  • Cover₹5 Lac
Inc. 5% off*
From ₹10,190 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

Star Health

Smart Health Pro

100% claim amount will be paid by Insurer

You do not have to pay anything out of your pocket. Complete claim amount will be paid by the insurer.

  • Cashless Hospitals288
  • Cover₹5 Lac
Inc. 10% off*
From ₹5,414 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

Care Health

Care Freedom

Covers critical diseases

This plan is ideal if you have more than 4 existing diseases, chances of policy approval is higher

  • Cashless Hospitals132
  • Cover₹3 Lac
From ₹5,652 / Year
93 % claim settlement ratio
  • Twin sharing room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • Zero no claim bonus

    For every claim free year, the insurance company would increase base sum insured by this amount

View 1 more plans from Care Health
Care Health

Care Freedom with Health Check Plus

  • Cashless Hospitals132
  • Cover₹3 Lac
From ₹5,652 / Year
93 % claim settlement ratio