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HomeHealth InsuranceBuy 3 Lakh Sum Insured Health Insurance Plans in 2025

Buy 3 Lakh Sum Insured Health Insurance Plans in 2025

With InsuranceDekho, you can find a number of health insurance plans for 3 Lakh Sum Insured. The health insurance plans listed below are from the top health insurance companies such as Niva Bupa, Star Health Insurance, Care Health Insurance, HDFC ERGO and more which have claim settlement ratios upto 99% respectively. So, ensure protection for yourself and your loved ones with these health insurance plans that have a starting premium of 3,640 / Year.

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5 Plans found in Rs. 3 Lakh Cover
Sort by : Relevance down-arrow
  • Relevance
  • Premium: Low to High
  • Hospitals: High to Low
Reliance

Health Gain Plus

Get upto 30% additional discounts

Get additional discounts like Female proposer and Girl child discount, Healthy Life discount, long term discount, etc.

  • Cashless Hospitals346
  • Cover₹5 Lac
Inc. 10% off*
From ₹3,640 / Year
99.90 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 33% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 33.33% upto maximum of 100% of base sum insured

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Star Health

Comprehensive Individual

Personal Accident cover at no additional cost

Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

  • Cashless Hospitals288
  • Cover₹5 Lac
Inc. 5% off*
From ₹8,492 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

View 2 more plans from Star Health
Star Health

Comprehensive with PED Buy Back

Personal Accident cover at no additional cost

Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

  • Cashless Hospitals288
  • Cover₹5 Lac
Inc. 5% off*
From ₹10,190 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

Star Health

Smart Health Pro

100% claim amount will be paid by Insurer

You do not have to pay anything out of your pocket. Complete claim amount will be paid by the insurer.

  • Cashless Hospitals288
  • Cover₹5 Lac
Inc. 10% off*
From ₹5,414 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

Care Health

Care Freedom with Health Check Plus

  • Cashless Hospitals132
  • Cover₹3 Lac
From ₹5,652 / Year
93 % claim settlement ratio