Care Health Insurance for Maternity

Religare Joy is a maternity-based health insurance product. It covers expenses incurred during hospitalisation due to pregnancy. Apart from Maternity and newborn coverage, this maternity health insurance policy also comes with several features & services that let you have many advantages at the most critical of times. Joy is available in two variants: Joy Today and Joy tomorrow. It covers expenses related to maternity with a low waiting period. The coverage under the maternity insurance plan extends to the expenses related to a newborn baby and other health plan covers.

Key Features of Maternity Care Health Insurance Plan

• 9-month in Joy Today for maternity cover
• The 24-month waiting period in Joy Tomorrow for maternity cover
• An optional No Claim Bonanza feature
• Cashless treatment in all network hospitals in India
• Direct claim settlement
• Long-term policy tenure of 3 years
• 100% increase of Sum Insured with no claim bonanza

Scope of Coverage Under Maternity Care Health Insurance Plan

• 30 days pre-hospitalisation
• 60 days post hospitalisation
• Ambulance charges coverage
• Inpatient for at least 24 hours hoslitalisation
• Daycare treatments for less than 25 hours hospitalisation
• Cover for a newborn baby
• Maternity cover including pre and post-natal expenses

Maternity Health Insurance Plans Eligibility

• The minimum age to enter Religare Joy policy for adults is 18 years, for a child 1 day. The maximum age for a child is 24 years, for a newborn baby 90 days and for adults is 65 years.

Exclusions Under Maternity Insurance Plans

• Congenital disease
• Expenses due to intentional self-injury
• Any injury caused by nuclear weapons or materials
• Medical expenses for the treatment of AIDS
• Injury or diseases arising due to the use of drugs, tobacco chewing, alcohol, smoking, etc.

For complete details, we request you to kindly refer to the policy wording. Or give a call to our helpline 1800-1205-698.