Tata Motors Car Insurance

What is Covered & Not Covered under the Tata Motors Car Insurance Policy?

How to Renew Tata Car Insurance Policy Online?

Tata car insurance renewal is a quick, easy & hassle-free process when it is done online. The car insurance renewal process for Tata cars is mandatory to allow them to continue to avail the benefits of a car insurance policy without any break. Therefore, you should renew your car insurance policy before its date of expiry and keep it secured and insured. Here are the steps for Tata car insurance policy renewal online at the InsuranceDekho portal:

Step 1: Visit the website of the InsuranceDekho and select on the ‘Car’ tab.

Step 2: Enter your Tata car’s Registration Number and click on the ‘Proceed’ tab. Select your Tata car’s variant and fuel type to continue. If you do not know your Tata car’s registration number, in such a case, you should select ‘Don't know your car number?’ tab and choose the brand, model, fuel type, variant, registration year and city, and RTO of your Tata car to move further.

Step 3: Enter the expiry date of your previous car insurance policy and the name of your last car insurance organisation. Besides this, you should tell if you have made any car insurance claim during the last policy year and click on ‘Continue’ tab to proceed.

Step 4: Enter your personal details such as name, mobile number and the time for which you want your car to be insured under a car insurance plan and click on ‘Submit and Get Quotes’ tab.

Step 5: You will get car insurance policy premium quotes from various insurance firms before you. Select a car insurance policy quote after comparing them based on your requirements and budget. You can also include some add-ons of your choice at this stage.

Step 6: Click on the ‘Buy Now’ button and check all the entered data before initiating the payment for your Tata car insurance policy renewal. There are many payment gateways with which you can make payment such as debit card, credit card, online wallets and net banking options. After making the payment for the car insurance renewal process, the car insurance policy document will be instantly issued and sent to you directly to the inbox of your registered Email ID.

Car Insurance Cashless Garage Network for Tata Cars

Documents Required to Raise Tata Motors Car Insurance Claim

1. For Accidental Damage Claims:

1. Duly filled claim form (available on the insurer’s website or branch)
2. Copy of the insurance policy
3. Copy of the Registration Certificate (RC) of your Tata Motors car
4. Copy of the driver’s license of the person driving at the time of the accident
5. FIR or police report (if applicable, especially for major damages or third-party involvement)
6. Repair estimate from the garage
7. Original bills & receipts of repairs (if reimbursement is needed)
8. Photographs of the damaged car and accident site

2. For Theft Claims:

1. A Copy of the FIR lodged with the police
2. Original car keys
3. RC book with a transfer endorsement to the insurer
4. Duly signed RTO transfer forms (Form 28, 29, 30)
5. Letter of subrogation and indemnity bond
6. Non-traceable certificate from the police confirming the car is untraceable

3. For Third-Party Claims:

1. FIR copy
2. Copy of the insurance policy
3. Copy of the RC & driver’s license
4. Court summons (if applicable)

4. For Cashless Claims:

1. Duly filled claim form
2. RC copy and driving license
3. Insurance policy copy
4. Garage estimate & repair bills
5. Surveyor’s report (arranged by the insurer)

How to Raise Cashless Car Insurance Claim For Tata Cars

The cashless car insurance is a facility under which you can get your Tata car repaired at the network garage of your insurance company. To avail this cashless option, you need to convey your insurer immediately after an accident to initiate the process. It allows you to get your Tata car repaired at a network car workshop after a mishap without making any payment for the repair work as under this procedure the insurance company will be paying the repair bill on your behalf after examining the repair invoice and relevant documents.

The cashless car insurance extricates you from making a sudden payment for repair after an accident or mishap. The cashless car insurance process requires a lesser amount of documents to be submitted and is framed with fewer formalities in comparison to the reimbursement claim process. It is a quicker process as under it a surveyor is sent by the insurance company immediately after the collision which speeds up the procedure as the repair task begins only after the approval of the insurer based on the report of the surveyor. The network garages of the insurance companies provide the best repair services as only those workshops are authorised that fulfil the quality standards of the company, with which you get the best services for free.