IFFCO Tokio Own Damage Car Insurance

Standalone own-damage car insurance provides overall protection for the car as well as the owner-driver. The policy is designed to compensate the repair expense of your car in case of an accident or a mishap such as fire, theft, vandalism, explosions, natural and man-made calamities. The own-damage car insurance brings several add-on covers with it to enhance its coverage such as zero depreciation cover, roadside assistance cover, consumables cover, NCB protect cover, and so on. IFFCO Tokio’s standalone own-damage car insurance is one of the three types of car insurance plan which provides financial stability for policyholders during the time of crisis.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under IFFCO Tokio Standalone Own-Damage Policy?

IFFCO Tokio’s standalone own-damage car insurance covers the following situations:

• Case of a total loss or theft of the car.
• Damages caused to the car due to road accidents
• Damage sustained by the car during the transportation.
• Any damage incurred due to a natural or man-made calamity.

What is Not Covered Under IFFCO Tokio Standalone Own-Damage Policy?

IFFCO Tokio’s standalone own-damage car insurance does not cover the situations which are given below:

• Depreciation of the car.
• Mishaps occur outside the geographical location.
• Accidents occur due to some form of illegal driving.
• Breakdown of the car due to electrical or mechanical failures.

IFFCO Tokio’s standalone own-damage car insurance comes with the below given benefits:

• The policyholder secured from a range of situations in case of a mishap.
• For a claim-free year, the policyholder will get a No Claim Bonus as a reward.
• The add-on cover benefit is available that can be purchased to expand the policy coverage.

How To Purchase IFFCO Tokio Standalone Own-Damage Policy?

IFFCO Tokio standalone own-damage car insurance can be purchased by following the below-given steps:

Step 1: Visit the official website InsuranceDekho and click on the ‘Car’ tab.

Step 2: Enter your car’s registration number by filling up the details like car’s make, model and year of registration, if you do not know the car registration number.

Step 3: Fill up your personal details in the given box such as name and phone number and select the ‘Submit and Get Quotes’.

Step 4: Policy quotes for own-damage plans offered by several insurers will be displayed on the screen. Opt for the IFFCO Tokio policy quote and choose add-ons, if you want to add any.

Step 5: Make the payment for the selected IFFCO Tokio own-damage policy. After the successful payment, the policy document will instantly be sent to your registered email ID.