Renault Car Insurance

Renault is a multinational car manufacturer which was founded in 1899 by three brothers Louis, Marcel and Fernand Renault based in France. The company was earlier named Societe Renault Freres. Other than car manufacture the company has also been involved in motor racing. The owner-founders themselves were involved in the sport. In India, Renault made into the car market as part of a joint venture with Mahindra & Mahindra as Mahindra Renault Limited in 2005. In the following years the venture broke up and the French company relaunched itself with the name Renault India Private Ltd. in October 2010. It has its headquarters in Mumbai and a production facility in Tamil Nadu.

Renault Car Insurance

When you purchase a Renault car or if you already have one make sure to also purchase insurance for it. The car insurance provides a layer of protection for the Renault car in case of a mishap. It does this by compensating the policyholder for any losses in case of a mishap. Giving the policyholder financial stability and relative peace of mind in a moment of crisis.

Safeguarding your Renault cars from the uncertainties they face is crucial as they are expensive and an important part of our daily lives now. With an own-damage car insurance cover, you can cover for a variety of situations such as vandalism, road accidents, thefts, natural and manmade calamities. Additionally, you must purchase third party insurance for your Renault car. It is obligatory and without it, you can be fined Rs. 2,000 and/or be imprisoned for up to 3 months. The insurance will cover third party liabilities including bodily injuries, death and property damage in the event of a mishap.

You can also purchase add-on covers with your Renault Car Insurance to further strengthen your insurance policy. These optional covers allow you to pick and choose the ones that are best suited to your needs. Here are a few add-ons that could be a wise addition to your Renault Car Insurance policy:

• Zero Depreciation Policy: With this add-on cover your claim amount during claim settlement will be much higher as the insurance provider will mitigate the depreciation rate of the Renault car. This add-on cover will only be available for cars that are less than five years old and can be used only a limited number of times within a year.
• Passenger Assistance: This cover will take care of the costs of taking care of the passengers in the policyholder’s vehicle in case of a mishap.
• Roadside Assistance Cover: This add-on takes care of your Renault car in case of a breakdown. With this add-on, the insurance provider will take care of transporting your car to the nearest garage or have a mechanic brought to your location etc.

Car Insurance Renewal Process for Renault Cars

All the Renault car owners need to renew their car insurance plans to keep their cars insured under an insurance policy and availing its benefits without any break. Hence, it is not just an essential task but a mandatory process to renew your car insurance policy before its date of expiry and keep it secured. Following are the steps to renew the Renault car insurance plan online:

Step 1: Visit the website of the InsuranceDekho and choose the ‘Car’ tab.

Step 2: Enter the Registration Number of your Renault car to continue. Choose your car’s variant and fuel type to proceed. In case you are not aware of your Renault car’s registration number, then you will have to click on the ‘Don't know your car number?’ link and select your car’s brand, model, variant, fuel type, registration year, RTO of your Renault car to continue ahead.

Step 3: Enter the date of expiry of your previous car insurance plan and the name of your previous car insurance company. Also, you will have to declare as if you have raised any car insurance claim in the previous policy year and click on the ‘Continue’ button to continue.

Step 4: Enter your personal details which includes name, mobile number and duration of which you want a car insurance plan and click on ‘Submit and Get Quotes’ tab.

Step 5: Some best car insurance policy premium quotes provided by different car insurance companies will appear before you. Choose a car insurance after making a comparison between them on the basis of your needs and budget. At this stage, you can also add a few add-on covers as per your choice in your car insurance plan.

Step 6: Confirm all the filled data and details entered by you since now and then click on the ‘Buy Now’ link to move to the final stage of payment. You can pay a renewal fee to continue your Renault car secured under a car insurance plan through different gateways like debit and credit card, digital wallets and net banking facilities. After the payment is completed, your insurer will generate a car insurance policy document instantly and it will be sent to you directly to your registered Email ID.

Claim Cashless Car Insurance For Renault Cars

The cashless car insurance claim process is an option which allows you to get your Renault car repaired at the network garage of your insurance company. To avail this method, you should intimate your insurance company soon after a mishap to initiate the claim process. The best part of this facility is that it allows your Renault car to get repaired without making any payment as under this system the insurance company is liable to pay the repair bill to the workshops after analysing the repair invoice and relevant documents.

The cashless car insurance methods allow you to refrain from making a sudden and hefty payment for repair work soon after a collision or mishap. The cashless car insurance process is faster than the reimbursement claim process as the latter needs lesser documents to be submitted and make policyholders go through fewer formalities too when compared to the latter. The insurer also sends a surveyor to the spot immediately after an accident to examine the extent of damage which makes the process quick and transparent. Also, getting your car repaired at the network garages of your insurer helps you get the best repair service without paying anything as the insurance companies hold only the high-quality service providing workshops in its network.

Renew Expired Policy for Renault Cars

As per the Indian Motor Tariff, it is illegal to drive a car without a valid car insurance policy. Driving a car without an insurance policy or inactive insurance cover can drag you in legal and financial troubles. Therefore, it is crucial to renew the car insurance plan before the due date without fail. But, in case you fail to renew your plan on time, you can still renew it within the grace period, which is generally 90 days but varies from insurer to insurer. Before the renewal of your expired plan, you should avoid driving your car as it is illegal and also you will not be eligible to get any compensation for damages.

When your car insurance policy gets expired, you should immediately connect with your car insurance provider or agent. The online renewal of policy is always recommended, if possible. Some insurers offer a self-inspection facility with which you can upload the pictures and videos of the car through the portal with which you can renew the plan instantly without waiting for the surveyor to physically inspect the car. On approval, the insurer sends a confirmation to continue with the payment to renew the car insurance policy online. Therefore, timely renewal of a car insurance policy is crucial as it can save you from a lot of hassles and legal as well as financial setbacks in future.