How To Easily Find Car Insurance Details With The Help Of Registration Number?

According to the Indian Motor Tariff, everyone who drives a car on the road is required to get insurance. Third-party automobile insurance coverage is a legal requirement. It is the most basic insurance coverage that compensates a third person for injury, property damage, and even death caused by an accident with your vehicle. However, it is commonly advised that you go for a comprehensive auto insurance plan, which is meant to cover both third-party and your own vehicle losses.

How Can One Easily Find Car Insurance Information Using Their Registration Number?

What is the Meaning of a Car Registration Number?

A car registration number is a one-of-a-kind number assigned by the RTO in your region to a vehicle. When you acquire an automobile, you must register it with the local RTO within 30 days after purchase. The automobile will then be assigned a unique number by the RTO, which will serve as its identity. A car registration number is made up of ten digits. The first two numbers indicate the state in which the vehicle is registered, the next two digits indicate the district code, and the final four digits indicate the unique identification number. If a unique number cannot be found, one or more letters are added to the beginning to make it unique.

The Value of Having a Car Insurance Policy Number

The following are some of the reasons why a vehicle insurance policy number is so crucial:

1. Raise a Claim

When filing a claim, an insurer will ask for your automobile insurance policy number. Even if you are required to submit an FIR in the event of an accident or theft, the police may inquire about your insurance policy number.

2. Policy Renewal

When it's time to renew your vehicle insurance coverage, you'll need your policy number. This number will also be required when transferring the old NCB to the new policy.

3. Verification of Vehicle Specifications

When traffic cops pull you over for a routine check and want to see your auto insurance policy, you may either show them your policy paper or give them your policy number so they can double-check its authenticity.

5. To Request a Duplicate Car Insurance Policy

If you've misplaced your original copy of your auto insurance policy, you can get a replica using the policy number.

How to Look Up Car Insurance Information by Registration Number

If you've forgotten your car insurance policy number or misplaced your policy paperwork, you may quickly locate vehicle insurance information by entering your registration number. Your auto insurance policy is tied to your vehicle registration number, so you may use it to verify insurance data. Here are a few methods for locating vehicle insurance information by registration number:

Mode 1: Online

Use the techniques below to locate a car insurance policy number online using the vehicle's registration number:

• Check out the details of your car insurance policy at IIB.
• Using VAHAN, you may check the details of your car insurance policy.
• Visit a car insurer's website to review their policy.

Mode2 : Offline

Offline access to vehicle insurance policy information may be accomplished in two ways. To obtain the information, you may either phone the insurance company or go to the appropriate RTO office.

Take Away

Car insurance is required in order to safeguard automobiles financially and to comply with the law. As a result, timely renewal of your automobile insurance coverage is critical. If you don't know when your policy will expire and don't have the policy number, you can acquire vehicle insurance information by entering your registration number.

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.