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Aviva Life Investment

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Aviva Life Investment
Highlights
Claim Settlement Ratio98.74%
Customer Care24/7
In-House Claim SettlementAvailable
PresenceAcross country
RenewabilityLifelong
Special BenefitsAvailable

About Aviva Life Investment

Aviva Life Investment Plans act as a financial cushion for you and your family. The company provides a variety of traditional life insurance plans such as endowment plans, child plans, retirement plans, money-back plans, and more to cater for the unique needs of its customers. Read on to dive into the details!

What Is an Investment Plan?

An investment plan is a financial security in which individuals can invest at any point in time. With these types of life insurance products, you can accomplish your financial goals like planning a child's education or retirement, purchasing a house, and more. Since you invest your hard-earned money, it is crucial that you compare numerous plans and select the most suitable one for yourself. Choose the plan that fits your financial goals and existing budget.

Benefits of Aviva Life Investment Plans

Aviva Life Investment Plans are one of the most wise investment choices in India. This is due to the following reasons:

  • Higher Credibility: One of the major reasons to invest in Aviva Life Investment Plans is the company’s claim settlement ratio. The high ratio of 98.74% makes it the best and most reliable life insurance company in India.
  • Assured Returns: The insurer provides unique investment options with assured returns to its policyholders. The company will pay out the sum assured inclusive of all bonuses to the insured upon the completion of the policy tenure.
  • Flexibility: Aviva Life provides flexibility to choose from the premium payment and payout modes to its policyholders. For instance, you can either select from a limited pay option or a single premium payment option.
  • Anytime Assistance: Another benefit of investing in Aviva Life Investment Plans is that the company provides anytime assistance to its policyholders. In case of any assistance relating to claims, renewals, and more, you can reach out to the company’s customer support team.
  • Multiple Plans To Choose: Individuals planning to invest in traditional life insurance plans offered by Aviva Life can compare different options. The company provides numerous investment options to its policyholders. Depending on your risk tolerance and financial goals, you can buy the plan that most suits your needs.

Best Aviva Life Investment Plans 2023

Here’s a list of the best Aviva Life Investment Plans:

Investment plans

Entry age

Maturity age

Sum assured

Policy tenure

Aviva Dhan Nirman Plan

4- 50 years

Max. 75 years

Rs. 2 lakh- Rs. 1 crore

18- 30 years

Aviva Dhan Samruddhi Plan

13- 55 years

23- 70 years

Rs. 1 lakh- Rs. 5 crore

10- 20 years

Aviva Wealth Builder Plan

5- 50 years

18- 67 years

Rs. 3 lakh- Rs. 20 crore

13- 17 years

Aviva Family New Income Builder Plan

6- 50 years

18- 62 years

Rs. 9.60 lakhs- Rs. 24 crores

Max. 12 years

Aviva Dhan Vriddhi Plus Plan

18- 50 years

Max. 70 years

Rs. 3 lakh- Rs. 5 crore

Max. 20 years

Aviva Young Scholar Secure Plan

0- 50 years

Max. 71 years

It depends on the premium chosen

20 minus child’s entry age

Process To Buy Aviva Life Investment Plans

Purchasing accessories and clothes from the comfort of our homes was easy and convenient. Isn’t it? Likewise, now we can compare and purchase insurance plans online. Aviva Life Insurance purchasing process is simple and hassle-free. The policyholders can invest in the top traditional life insurance plans within a few seconds. Here’s a step-by-step guide you can follow:

Documents Required To Buy Aviva Life Investment Plans

  • Address proof
  • Income proof
  • Age proof
  • Identity proof
  • Any other specific document asked by an insurance company

Steps You Need To Follow To Buy Aviva Life Investment Plans

  • Visit the official website of Aviva Life Insurance.
  • Navigate to the “Investment” page of the company.
  • Fill out the personal details in the form displayed on your screen.
  • Select the investment plan in which you want to invest.
  • Upload all the necessary documents.
  • Pay a premium. The process is complete.
  • The policy document will be sent to your registered email address.

About Aviva Life Insurance Company

The key highlights for Aviva Life Insurance Company are as follows:

Parameters

Details

Established in

2002

Headquarters of the company

Gurgaon

Official website

www.avivaindia.com

Helpline number

1800 103 7766

Factors To Consider When Purchasing Investment Plans

Investments ensure financial stability for the future. As a result, it is crucial to compare and purchase the best plan that India's life insurance companies have to offer. When comparing investment plans, certain considerations must be taken into account. These factors are as follows:

  • Future Goals: One of the most important considerations is your future goals. Before purchasing an investment plan, analyze your financial needs to determine if you should invest in long-term or short-term investments. For instance, if you aim to secure your child’s high school education, long-term investments would be an ideal choice. Consequently, short-term investments are great if you plan to purchase a car.
  • Risk Tolerance: The policyholders can select from high-risk and low-risk investment options. High-risk investments offer higher returns in comparison to low-risk plans. So, depending on your risk appetite, compare the different options offered by Aviva Life.
  • Existing Budget: The primary goal of investments is to secure the future. However, it should not be an obstacle to your existing financial needs. Therefore, when purchasing an investment plan, make sure that you select the plan that fits your budget.
  • Financial Dependents: Another important factor that you should consider is the number of dependents. Select the investment plan that will ensure the financial stability of all your dependents in the future.
  • Liquidity: Investment plans with high liquidity will allow you to withdraw your money in case of any unexpected financial emergencies. Therefore, select the plan that provides a high level of liquidity to its policyholders.
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