All you need to know about Star Health Insurance Plans
Updated On Mar 29, 2024
Table of Contents
Having health insurance is crucial in today's changing world for various reasons like the rising healthcare expenses that are putting a strain on the finances of individuals and their families. Therefore, without sufficient health coverage, unanticipated health issues or chronic illnesses can quickly drain savings and lead to financial instability.
So, to ensure your and your family's well-being and to safeguard the financial interests of all, Star Health and Allied Insurance are now offering the best health insurance plans.
All about Star Health Insurance Plans
Star Health and Allied Insurance Co. Ltd. was founded in 2006. Today, with 14,000+ network hospitals, 850+ branch offices, and 6 lakh+ agents, it is one of India's leading health insurance providers. They provide both domestic and overseas travel insurance, health insurance, and personal accident coverage. The company provides a wide range of insurance policies at reasonable premium amounts.
Additionally, Star Health Insurance guarantees convenient and easily accessible medical treatment for its policyholders with settling claims of up to 4 crores+ every hour. They offer individual, corporate, and family floater-based plans. A long-standing partnership with several banks makes them a leading company in bancassurance. The business has received multiple honors, demonstrating its dedication to innovation and quality in the insurance industry.
Health Plans Provided by Star Health Insurance
Star Health Insurance provides a wide variety of health plans to meet the many demands of consumers.
Indemnity Plans
- Individual Health Insurance: It covers pre- and post-hospitalisation costs, daycare operations, and other costs for a single person.
- Family Floater Health Insurance: Provides coverage for the whole family, including the dependent parents, legal spouse, and legal children, under a single policy.
- Group Health Insurance: It covers pre-existing conditions, inpatient hospitalisation, and maternity benefits. It is aimed at certain groups, such as business employees, corporates, associations, etc.
- Senior Citizen Health Insurance: This policy provides wide coverage for treatments, including those for pre-existing conditions, and is designed specifically for people aged 60 years or older.
- Women's Health Insurance: It provides complete coverage for women, including mother and child and reproductive therapies.
Plans with Lump Sum Benefits
- Critical Illness Health Insurance: This policy pays a lump sum settlement for serious conditions like kidney damage, cancer, and strokes; it also covers major organ transplants and contemporary therapies.
- Top-up health Insurance: This policy provides additional protection at a lower cost than the scope of coverage of the current health insurance plan.
Advantages of Star Health Insurance Plans
Star Health Insurance is one of India's leading health insurance plans and offers several benefits. A few of these advantages are, that the sum insured is up to 2 crores, the availability of 14,000+ network hospitals, pre-hospitalisation of 30-60 days and post-hospitalisation of 60-90 days, coverage of ambulance charges and accidents are also covered, cashless claims are made under 2 hours up to 89.9% and tax benefits up to Rs. 1 lakh is also covered. These benefits show us their wide coverage and dedication towards the customers.
Star Health Insurance offers direct in-house claim settlements, which makes the process easier for policyholders. This is an exceptional aspect of insurance. These advantages highlight that Star Health and Allied Insurance are customer-focused, encouraging policyholders’ financial stability, and putting their minds at ease.
|
Did You Know? Star Health Insurance includes special coverage for many major illnesses such as diabetes, cancer, cardiac, autism, end-stage lung failure, Alzheimer's, encephalitis, etc. This gives them an extra edge making them an exclusive insurance company. |
How to Renew Star Health Insurance Plans?
You can renew Star health insurance coverage both online and offline by following some simple steps.
For the online process:-
Step 1:- Visit the official website of InsuranceDekho
Step 2:- Click on the “Support” tab located at the top of the page.
Step 3:- Select the “ Renew Option” from the menu.
Step 4:- Enter your mobile number and click on send OTP.
Step 5:- Entering your OTP you will have access to your Star insurance policy.
Step 6:- Click on the “Renew” option to proceed.
Step 7:- Complete the payment to finalise the renewal.
Step 8:- After the payment is finalised, the renewal of your Star insurance policy will be renewed successfully.
For the offline process:-
To renew your policy offline you can call an InsuranceDekho advisor for assistance. We also provide in-house assistance to make the process easy.
How Can We File a Claim with Star Health Insurance?
Star Health Insurance aims to make the process of filing a claim easy and stress-free as follows:
- Cashless Treatment: Cashless treatment means you don’t need to pay for your hospitalisation when you are admitted to the network hospitals. The insurance company will settle the bill directly with the hospital. However, if you are getting admitted with prior planning then informing the insurance provider beforehand is important.
- Reimbursement Claims: In case you are admitted to a non-network hospital, then you are required to pay for the treatment upfront. For reimbursement of your claim, you need to collect all the treatment-related papers and hospital bills and then submit them to the insurance provider. The insurance company will then reimburse you with the amount after verification.
Conclusion
Star Health Insurance provides policyholders stability and peace of mind by providing various health insurance plans to meet their demands. It is known for its customer-driven approach, Star Health is a major name in India’s insurance business, distinguished by its dedication to quality and innovation.
So, purchase the best Star Health Insurance plans today from InsuranceDekho. Contact us at support@insurancedekho.com.
Reference Links
- https://www.starhealth.in/about-us/
- https://www.starhealth.in/blog/types-of-health-insurance-policies
- https://www.starhealth.in/claims/
- https://www.policyx.com/health-insurance/star-health-insurance/special-care-plan.php#:~:text=Star%20health%20special%20care%20is,a%20tenure%20of%201%20year.
- https://www.policybazaar.com/insurance-companies/star-health-insurance/renewal/
