ICICI Prudential Investment

Investment plans financially protect you and your family's future. You can invest in ICICI Prudential tranditonal investments plans to provide financial security for you and your family in the future. Aside from that, you can purchase these plans to achieve your financial goals, such as purchasing a dream home, funding your children's school, and more.

What Is an Investment Plan?

Investment plans enable individuals to manage their finances. Life insurance companies in India offer many investment options to cater to the unique needs of their customers. When selecting the best investment option, there are many factors that should be considered. These parameters include affordability, risk tolerance, and long-term financial goals.

Benefits of ICICI Prudential Investment Plans

ICIC Prudential traditional investment plans are a good choice for investing in India. Here are some of the benefits offered under these plans:

• Family Security: You can earn profitable returns in the future by making wise investments now. Additionally, even if you are not around, your family will be financially secure if you invest in ICICI Prudential investment plans.
• Achieve Financial Goals: Buying the house or car of our dreams is a common fantasy. Surely not? By getting investment plans from ICICI Prudential, you can accomplish them all.
• Flexibility: ICICI Prudential Life Insurance allows policyholders to select the duration of their coverage and the frequency of premium payments. Depending on their present financial condition and anticipated future needs, policyholders can choose to pay their premiums on a monthly, quarterly, semi-annual, or annual basis.
• Wealth Creation: Policyholders can boost their financial stability with ICICI Prudential investment products. Your return on investment will depend on the type of investments you make and how much risk you can tolerate. If you are more willing to take chances, your investment will yield better returns.

Best ICICI Prudential Investment Plans 2024

The table below highlights the best ICICI Prudential Investment Plans:

Investment plans	Entry age	Policy tenure	Premium payment modes
ICICI Pru Signature Plan	0- 60 years	10- 30 years	Yearly, half-yearly, and monthly
ICICI Pru Smart Kid Solution	20- 54 years	Max. 10 years	Yearly, half-yearly, and monthly
ICICI Pru1Wealth Plan	8- 60 years	5- 10 years	N/A
ICICI Pru Smart Life Plan	20- 54 years	10- 25 years	Yearly, half-yearly, and monthly
ICICI Pru Lifetime Classic Plan	0- 65 years	N/A	Single, Yearly, half-yearly, and monthly

ICICI Pru Signature Plan

It is a unit-linked life insurance plan that provides long-term investment solutions to its customers. Investors can select from 4 portfolio strategies and a wide range of funds to invest in the ICICI Pru Signature Plan. The key features of this plan are as follows:

• Financial coverage for your loved ones in the event of your absence.
• At maturity, the entire premium, without any deductions, is invested in the funds, along with the return on mortality and policy administration charges.
• Wealth boosters are given to investors in the form of rewards at regular intervals.
• Unlimited free switching between the funds.
• Tax benefits under Section 10 (10D) and Section 80C of the Income Tax Act, 1961.

ICICI Pru Smart Kid Solution

It is a child plan that will ensure that your child is able to accomplish all their financial goals. The key features of this plan are as follows:

• Invest in equity and debt funds to yield better returns in the long run.
• Select between two investment strategies as per the child’s unique needs.
• Earn rewards for staying invested for a longer duration.
• Get tax benefits under Section 80C and Section 10(10D) of the Income Tax Act.
• Wealth boosters to increase your savings.

ICICI Pru1Wealth Plan

It is a single-premium life insurance plan. The plan provides both investment options and life coverage under a single insurance policy. The key features of ICICI Pru1Wealth are as follows:

• A single premium payment option is available.
• 100% of the premium paid is invested in the fund of your choice.
• Select from multiple fund options as per your risk profile.
• Get rewards in the form of wealth boosters.
• Enjoy tax benefits under Section 10(10D) and Section 80C of the Income Tax Act, 1961.

ICICI Pru Smart Life Plan

It is a unit-linked insurance plan that ensures that you satisfy all your financial needs. It is a traditional investment plan that you can easily purchase online. The key features of the ICICI Pru Smart Life Plan are as follows:

• The total fund value, which includes the top-up fund value, is paid to the insured at the time of the policy's maturity.
• The policyholder may use the settlement option to receive the maturity benefits over a 5-year period in equal monthly payments.
• On death, the nominee receives both the lump sum benefit and the smart benefit.
• The higher of the sum assured, which includes the top-up sum assured, or 105 per cent of all premiums paid up until death determines the lump sum payment.
• Under the Smart Benefit option, the company will cover all future premiums following the policyholder's death. The policy will continue to be in effect until the end of the term, at which point the maturity benefit will be paid.

ICICI Pru Lifetime Classic Plan

It is a non-participating unit-linked plan launched by ICICI Prudential Life Insurance. It provides complete financial security for the life assured's family and provides the opportunity to build wealth and save for the future. The key features of this plan are as follows:

• Four portfolio strategies are available: target asset allocation strategy, trigger portfolio strategy 2, lifecycle-based portfolio strategy 2, and fixed portfolio strategy.
• Fund options include equities, balanced, and debt funds.
• The nominee receives life insurance benefits and the current fund value as a lump sum pay-out upon the death of the insured.
• Loyalty and wealth boosts are added to the investment.

Process To Buy ICICI Prudential Investment Plans

ICICI Prudential Investment Plans' purchasing process is quick and easy. You can compare different plans and buy the one that suits your financial needs. Here is a detailed guide on how to buy investment schemes online with ICICI Prudential Life Insurance:

Documents Required To Buy ICICI Prudential Investment Plans

• Address proof
• Income proof
• Age proof
• Identity proof
• Any other specific document asked by an insurance company

Steps You Need To Follow To Buy ICICI Prudential Investment Plans

• Visit the official website of ICICI Prudential Life Insurance.
• Click on the “Investment Plans” tab.
• Provide your personal information, including your name, gender, age, and more.
• Upload all the necessary documents.
• Make an online premium payment.
• ICICI Prudential Investment Plan policy document will be shared with your registered email address.

About ICICI Prudential Insurance Company

The key highlights of ICICI Prudential Insurance Company are as follows:

Parameters	Details
Established in	2000
Headquarters of the company	Mumbai
Official website	www.iciciprulife.com
Helpline number	1860 266 7766
Helpline email-id	claimsupport@iciciprulife.com