Navi Health Insurance

The key features of Navi Health Insurance that set it apart are as follows:[1]

1. Digital Platform: The digital platform, Navi simplifies and streamlines the health insurance application procedure. Customers can access all of their insurance-related information quickly and easily with the use of an app.
2. Fast Policy Approval: With Navi health insurance, customers get their policy approved quicker without much delay. Getting the health policy approved without any issues anywhere in India makes the process easier for the customers.
3. Faster Claim Settlement: Using the Navi App, they are reported to settle claims within 20 minutes. The only significant condition to submit a claim application is to upload the necessary documents using the app. The Navi App allows you to monitor the status of your claim as well.
4. Minimal Documentation: Navi being a digital app requires minimal documentation from a customer which makes the process straightforward. Customers do not have to go through vast amounts of documentation.
5. Unlimited Online Consultation: Navi provides customers with unlimited doctor consultations online through their Navi App. The doctors under the network of Navi are available for medical consultations online.
6. 100% Hospital Bills Payment: In cashless claim benefit Navi covers 100% of the hospital bills without any co-payments. This benefit relieves the customers of any financial burden during emergency times.
7. Free Health Check-Ups: Navi offers their policyholders free health check-ups annually which helps them keep track of their health. These check-ups help people avoid any medical emergencies in the future because you can get an update on your health beforehand.

The following table displays the key performance metrics related to Navi Health Insurance:

Policyholder eligibility standards are specified by Navi Health Insurance, and they vary depending on the policyholder's age, waiting period, and duration of policy:

1. Age

• Adults who are between the ages of 18 and 70 can apply.
• Children between the ages of 91 days and 30 years are eligible for the coverage.

2. Waiting Period

30 days from the start of the insurance is the initial waiting period for Navi Health Insurance.

The top plans by Navi Health Insurance Company are given below:

Riders Offered By Navi Health Insurance

The riders offered by the Navi health insurance plan are given below:

Maternity: Navi offers customers with maternity rider as an additional benefit on their base policy. This benefit helps customers get medical coverage for their maternity-related issues and deliveries.

Navi medical insurance plans can be purchased online or during a home visit. The following options are available:

Purchase Navi Health Insurance Policy From Insurer’s Website

The following is a detailed how-to for buying a Navi Health Plan from the insurer's website:

Step 1: Go to the Navi Health Insurance website.

Step 2: Click on “Download App” in the top right corner.

Step 3: Download the Navi app to buy a health insurance plan.[1]

Step 4: Follow the process in the App as stated there.

Navi Health offers customers the benefit of cashless claims. They cover 100% of the hospital bills under this benefit making the policyholders completely stress-free during uncertain times. Navi has a network of over 11,000 healthcare providers, which gives their customers a wide range of hospitals to choose from.

However, for a planned treatment in a non-network hospital, the policyholder has to inform the insurer 48 hours before hospitalisation. In an emergency, however, the policyholder has to inform the insurer within 48 hours of admission. The approval of the claim will be according to the terms and conditions of the policy.

[1] https://navi.com/health-insurance

[2] https://www.insurancedekho.com/

[3] https://navi.com/contact-us

[4] https://www.insurancedekho.com/contact-us

[5] https://navi.com/finserv/contact-us/customer-grievance-redressal

[6] https://www.insurancedekho.com/grievance-redressa