Kotak Secure Shield Health Insurance

Kotak Secure Shield prevents from getting your savings drained, while keeping your peace of mind intact. The policy provides a big relief to insured by covering expenses for critical illnesses, procedures, and medical events such as Cancer of Specified Severity, Alzheimer’s Disease, Parkinson’s Disease, End-stage Lung Failure, Apallic Syndrome, and others. To help insured individuals gain more benefits, the policy provides additional features such as - 

• Flexible policy period
• Covers individuals and families
• Coverage for 34 critical illnesses/procedures/medical events
• Critical illnesses covered - Cancer of specified severity, Kidney failure requiring regular dialysis, Multiple sclerosis with persisting symptoms, and 15 others
• Surgical procedures covered - Major Organ/Bone Marrow Transplant, Aorta Graft Surgery, Open Chest CABG, and 4 others
• Medical events covered - Loss of Speech, Blindness, Major Head Trauma, and 6 others
• Personal accident benefit (in case of death or permanent total disability due to an accident)
• Child education benefit (in an event of your demise or permanent total disability)
• Loss of job benefit (loan allowed in case of loss of job)

Kotak Secure Shield is undoubtedly the best shield you can use against critical treatment expenses and prevent yourself from becoming financially unstable. The major reason behind the popularity of the policy are its multiple benefits and features. Also, what increase the worth of the critical illness policy are elements that include - 

• Lifelong renewal allowed
• Free look period - 15 days
• Affordable premium rate
• Hassle-free claim process
• Tax benefits under Section 80D of the Income Tax Act, 1961

To conclude, Kotak Secure Shield is an excellent critical illness insurance plan by Kotak General Insurance you can choose to keep yourself financially intact. 

If interested in choosing Kotak Secure Shield as your critical illness insurance cover, opt for online purchase of policy to enable quick issuance. As far as InsuranceDekho, as a online purchase platform is concerned, it will be an ideal choice to go with to avail benefits like policy portability, policy transparency, claim settlement support, and numerous others. 

The sum insured options provided under this plan are of Rs. 5 Lakh and Rs. 10 Lakh.  

Yes, the Kotak Secure Shield Plan offers the policy period tenure of 1, 2 and 3 years.

Yes, the plan allows a free-look period of 15 days, so policyholders can familiarize themselves with the policy details and features. They can even cancel the policy within these 15 days, i.e., from the receipt of the policy document, if they don’t find the policy suitable for them or their family members. 

Yes, the policy offers 30 days for renewal, as a grace period, to its policyholders.