Kotak Arogya Sanjeevani Health Insurance

Arogya Sanjeevani Policy is Kotak Health Insurance’s indemnity-based health insurance policy. An ideal choice to get hospitalization regarding illness/sickness/disease/accident covered, Arogya Sanjeevani Policy is a standard health insurance plan available on individual and floater sum insured basis. The policy comes with sum insured choices that lie between Rs. 1 Lakh and Rs. 5 Lakh (in the multiples of 50,000). Under Kotak’s Arogya Sanjeevani Policy, one can gain coverage for self, spouse, dependent children, parents, and parents-in-law. Available for a period of 1 year, Arogya Sanjeevani Policy allows the policyholder the flexibility of premium payment. In other words, a Kotak Arogya Sanjeevani Policy policyholder can pay premium in form of Monthly, Quarterly, Half-yearly, and Annual installments.

Kotak Arogya Sanjeevani Policy is renewable for lifetime. The policy provides coverage for inpatient hospitalization, day care treatment, ambulance charges, pre & post hospitalization, AYUSH benefit, a cumulative bonus of 5% of sum insured for every claim-free year up to 50%, portability benefit as well as free look period of 15 days.

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