Why do I need to fill up the proposal form for buying Insurance?

A proposal form is a contract between the insured and the insurer, which contains relevant and necessary details about the insured, his past policy and his vehicle details. It is, therefore, necessary to fill in correct details in the proposal form for future reference/proof.

I have my vehicle’s registration number, how can I get my policy number?

To get your policy number, please contact the New India Assurance (NIA) office.

I have purchased my policy from a Maruti dealer and I am unable to renew the policy online

A policy issued through Maruti dealer cannot be renewed online. Please contact the nearest Maruti dealer or NIA office for the renewal of the policy. Alternatively, give us a call at 7551196989 or visit us at www.insurancedekho.com and we will help you with your policy renewal.

Can I pay my car insurance premium online?

Yes, you can pay the premium online using any Debit/Credit card or Net Banking.

What are the documents required to file a claim with New India Car Insurance?

Documents to be submitted at the time of filing a claim are : Document such as claim intimation received by the insurer Copy of policy and receipt of payment of premium Completed claim form A copy of the driving license Certificate of registration of the vehicle An estimate of repairs and a stamped receipt from the repairer Bills of repairs that have already been done at approved garages Road tax verification Copy of Police FIR along with the original (for verification) Fitness Certificate, etc.( in applicable cases).

New India Assurance Car Insurance

CASHLESS GARAGES 3,000
CLAIMS SETTLED 92%
COMPREHENSIVE CLAIMS UNLIMITED

Key Features:

Towing Assistance till Rs 1,500
Coverage Outside India
PSU Provider
Quick Claim Settlement

Top New India Car Insurance Plans

New India Car Insurance

PLAN TYPE: Comprehensive

Starting From ₹ 2494

New India Car Insurance

PLAN TYPE: Third Party

Starting From ₹ 2094

New India Car Insurance

PLAN TYPE: Own Damage

Starting From ₹ 948

Calculate Your Car Insurance Price Online

Select your car brand

Brand

Maruti
Hyundai
Honda
Toyota
Mahindra

Which city is your car registered in?

Ahmedabad
Bangalore
Chandigarh
Chennai

City

When did you buy your car?

Year

Disclaimer: Actual Premium might vary basis your location, age and number of members

About New India Car Insurance

New India Assurance is one of the largest insurers in India that sells a number of insurance plans including car insurance. The New India Assurance Company offers all types of car insurance policies namely third-party car insurance policies, standalone own-damage car insurance policies, as well as comprehensive car insurance policies. With these policies, liability is covered for an unlimited amount in respect of death or injury and damage to third-party property, and coverage is offered for loss or damage to the insured car and its accessories due to fire, explosion, self-ignition or lightning, burglary, housebreaking or theft, riot and strike, landslide, earthquake, flood, cyclone, and so on.

Key Features of New India Assurance Car Insurance

Features	Coverage
New India Assurance Claim Settlement Ratio	92.23%
Founding Year	1919
Number of Network Garages	3000
Personal Accident Cover	Up to Rs. 15 lakhs
Claim Assistance	24*7 Claim Assistance
Add-ons	Yes, available
Car Insurance Premium	Starting at Rs. 2094

Why Should You Buy Car Insurance with New India Assurance?

On buying car insurance plans with New India Assurance, you can enjoy multiple benefits such as those listed below:

Number of Network Garages: New India Assurance has a tie-up with over 3000 cashless garages where policyholders can get their car repaired without spending anything from their pocket. With access to over 3000 network garages, New India Assurance lets policyholders locate the nearest network garage.
Protection Against Damages: A mishap can take place at any time on the road. To ensure protection against such unfortunate events that can cause damage to your car, buy car insurance and stay protected.
Coverage for Third-party Liability: A third-party car insurance offered by New India Assurance provides coverage if a third party is injured or faces any loss due to the insured vehicle.
Affordable Premium: New India Assurance offers car insurance plans at affordable premiums. At a minimal cost, you can safeguard your car against damages with New India Assurance car insurance plans.
Quick Claim Settlement: With a claim settlement ratio of 92.23%, New India Assurance is a reliable name when it comes to car insurance claim settlement. You can get in touch with the dedicated team of New India Assurance and get your queries resolved about claim settlement.

How to Buy Car Insurance with New India Assurance?

Thinking of buying car insurance with New India Assurance? Here is how you can do the same:

Go to the official website of New India Assurance
Click on the car insurance page
Enter details like your name, vehicle number, and others to view car insurance quotes
Select a desired plan and proceed to the payment option
Once you pay the car insurance premium, you will get a notification on your email id about the same

Types of New India Assurance

There are different types of car insurance plans that New India Assurance offers. Listed below are the types of car insurance plans you can buy with New India Assurance:

Third party Car Insurance: As per the Motor Vehicles Act of 1988, third-party insurance is a must for all car owners. With third-party car insurance, policyholders will get coverage for third-party liabilities.
Comprehensive Car Insurance: Comprehensive Car Insurance provides complete protection if a car is damaged, lost, or any other kind of mishap takes place. Comprehensive car insurance also provides coverage for third-party liabilities.
Standalone Own Damage Car Insurance: Standalone Car Insurance provides protection against any damage to the car. The premium of Standalone car insurance is higher than third-party and lower than Comprehensive Car Insurance.

Inclusions & Exclusions of New India Assurance

Listed below are the inclusions of New India Assurance:

Damage due to natural disasters, fire, etc
If the car is lost or stolen
If the car is damaged due to riots or malicious acts

Here are some of the exclusions of New India Assurance

If there is wear and tear, then such costs are not covered
Consequential loss is not covered under car insurance plans
If any accident takes place due to the driver’s negligence

List of Add-ons Available with New India Assurance

There are a bunch of add-ons available that you can include with New India Assurance. Some of the add-ons that you can include in your New India Assurance car insurance plans:

How to Raise Car Insurance Claim with New India Assurance

There are two types of car insurance plans that you can buy with New India Assurance as Cashless claims and Reimbursement Claims. Listed below are the steps to raise car insurance claims with New India Assurance:

Go to the car insurance page on New India Assurance and raise a claim request. You can also call and inform them about the claim
A surveyor will be assigned to inspect the total damage and then submit the report to the insurance company
Next, once the claim request is approved, you can get your car repaired at any one of the network garages for cashless claim settlement and other garages for reimbursement claims
Finally, after all the reports have been submitted, your claim will be settled by New India Assurance

Documents Required to Buy New India Assurance Car Insurance

Listed below are the documents required to buy New India Assurance car insurance plans:

Car insurance copy
Driving license
Vehicle registration certificate
FIR, in case of an accident
Invoice receipt
Repair bills
Road tax verification

How to Renew New India Assurance Car Insurance Plan with InsuranceDekho?

Here is how you can renew your New India Assurance car insurance plan with InsuranceDekho:

Visit the official website of InsuranceDekho
Go to the car insurance page and enter your policy number and view your existing plan
You can also include or reduce the number of add-ons, depending on which the premium amount will change
Next, click on ‘renew’ button and complete the payment
Once, the payment is completed, you will receive the renewed policy documents on your registered email address

259 New India Cashless Garages in India

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New India Car Insurance User Reviews

4.9

Rating based on

501 User reviews

Write your review

What users are saying

All
Most Helpful
Comprehensive
Zero Depreciation
Third Party
Own Damage
Renewal
Cashless Garages
Price
Premium
Policy Download
Customer Care
Claim
Add On

Smooth Insurance Purchase Proc...
Buying New India Car Insurance through InsuranceDekho was a breeze! Their team helped me choose the right coverage hassle-free. Now, I feel confident about my car's protection.
Read More
V
By Vinita Kumari
On: March 6, 2024
A Necessity, Not an Option
I used to think that own damage coverage was optional, but after experiencing InsuranceDekho's service, I now consider it a necessity and added it to my New India Car Insurance Policy for my MG car. It's a must-have for every car owner.
Read More
H
By Hitesh Rastogi
On: November 24, 2023
Peace of Mind on the Road
I am glad that I insured my Ford with the New India Car Insurance Policy. InsuranceDekho's network of cashless garages gives me peace of mind on the road. I know help is just a call away.
Read More
V
By Vishal Gopal
On: November 15, 2023
Protection for Every Drive
I am a satisfied customer of the New India Car Insurance Policy. InsuranceDekho's own damage insurance offered my Honda car protection for every drive, ensuring that I could hit the road with confidence.
Read More
R
By Ruhu Handa
On: November 9, 2023
Trustworthy Claims Partner
I recently had to file a claim for my Nissan car. InsuranceDekho has earned my trust as a reliable and trustworthy partner for my New India Car Insurance Policy’s claims. Their professionalism and efficiency make them stand out in the industry.
Read More
S
By Shilpi Ahuja
On: October 17, 2023
Renewed Satisfaction
I renewed my car insurance with InsuranceDekho, and once again, they've met my expectations. Their New India Car Insurance Policy which I took for my Hyundai car is very comprehensive, and their renewal process is efficient. I'm a satisfied customer.
Read More
K
By Kishore Pala
On: September 29, 2023
Simplified Premium Calculation...
I appreciated how InsuranceDekho simplified the premium calculation process for the New India Car Insurance Policy which I intended to purchase to insure my Kia car. It took the guesswork out of choosing the right insurance plan.
Read More
D
By Deepa Dadlani
On: September 21, 2023
Great Value for Money
I believe InsuranceDekho's third-party car insurance offers great value for money along with the New India Car Insurance Policy. It provides the necessary coverage for my Kia car at an affordable cost.
Read More
A
By Aditya Raj
On: September 14, 2023
Effortless Claims with Cashles...
Filing a claim with InsuranceDekho's cashless garages for my New India Car Insurance Policy was effortless. They took care of everything for my Toyota car, from evaluation to settlement.
Read More

By Swati Jain
On: September 12, 2023
Helpful Add-Ons for Enhanced P...
I love the add-on options of own damage coverage that InsuranceDekho offers with the New India Car Insurance Policy. These extras provide enhanced protection for my Land Rover car, which is essential for me.
Read More
G
By Gaurav Negi
On: September 8, 2023
Transparent Documentation Requ...
I have been a policyholder of the New India Car Insurance Policy for a long time for my MG car. I appreciate how InsuranceDekho lays out clear documentation requirements for claims. It reduces confusion and ensures a smooth claim experience.
Read More
J
By Jolly Grover
On: September 6, 2023
Clear Renewal Costs
Renewing the New India Car Insurance Policy with InsuranceDekho means clear, transparent renewal costs. There are no surprises, and I know exactly what I'm paying for for my Kia car.
Read More

By Ibadat Kaur
On: September 1, 2023
Absolute Peace of Mind i
Opting for Zero Depreciation through InsuranceDekho’s New India Car Insurance Policy gives me absolute peace of mind. I know that even if my Mahindra car suffers damage, I won't have to worry about depreciation affecting the claim amount.
Read More
R
By Rhea Dang
On: August 29, 2023
Insurance against third- party
I recently purchased third-party bike insurance under the New India Car Insurance Policy for my Toyota car from fromInsuarnceDekho. I am extremely satisfied with the coverage and service they have provided. This insurance policy has exceeded my expectations in every way.
Read More
S
By Soha Kakkar
On: August 25, 2023
Value for Money with Cashless ...
InsuranceDekho's cashless garage services offered great value for money. So glad that I bought the New India Car Insurance Policy for my Chevrolet car. I received top-notch repairs without any hassles.
Read More
A
By Asif Ali
On: August 23, 2023
Seamless Car Insurance Policy ...
Renewing my New India Car Insurance Policy for my Chevrolet car with InsuranceDekho was a breeze. Their user-friendly website made the entire process seamless and time-efficient.
Read More
N
By Neelam Johar
On: August 10, 2023
Quick and Easy Cashless Repair...
Dealing with InsuranceDekho's cashless garages was a pleasant surprise. The repairs for my MG car were done quickly, and I didn't have to worry about any paperwork or upfront payments. The New India Car Insurance Policy made the entire experience stress-free.
Read More
P
By Priti Ranjan
On: August 8, 2023
No Depreciation Blues with Ins...
Dealing with depreciation is never pleasant, but with InsuranceDekho's zero depreciation cover that I bought with my New India Car Insurance Policy, I had no blues during my claim process for my Ford car. It's an excellent option for maintaining the car's value.
Read More
A
By Aviral Gupta
On: July 31, 2023
Personalized Coverage Options
I appreciated InsuranceDekho's ability to tailor the comprehensive policy to my specific needs. It allowed me to add optional coverages to the New India Car Insurance Policy that suited the requirements for my MG car.
Read More
M
By Manoj Gupta
On: July 25, 2023
Trustworthy and Reliable
I have been using InsuranceDekho’s New India Car Insurance Policy for my third-party car insurance needs, and I am impressed with their reliability. Their policies provide me with the necessary coverage for my Audi and peace of mind on the road. I trust InsuranceDekho for their excellent service and commitment to customer satisfaction.
Read More

By Manisha Tiwari
On: July 21, 2023
Transparent Pricing for Additi...
I appreciate how InsuranceDekho's premium calculator provides transparent pricing for additional features and add-ons. It allows me to see the impact of adding or removing certain features on my New India Car Insurance Policy’s overall premium. This transparency helps in making informed choices for my Jeep.
Read More
R
By Rita Kapoor
On: July 19, 2023
Prompt Assistance in Times of ...
InsuranceDekho truly understands the importance of prompt assistance during a car insurance claim. When my Honda had an accident, their team provided immediate support and guided me through the claim process for my New India Car Insurance Policy. I felt reassured and well taken care of during a stressful time.
Read More
R
By Rakhi Trivedi
On: July 17, 2023
Good coverage
I took the New India Car Insurance Policy for my Nissan car. The comprehensive coverage with the policy provided by InsuranceDekho gave me peace of mind knowing that I was financially protected against a wide range of risks and uncertainties.
Read More
P
By Piyush Ajmani
On: July 13, 2023
Compliance with Road Safety Re...
InsuranceDekho's third-party car insurance policy ensured compliance with road safety regulations. It emphasized the importance of being financially responsible for any damages caused to others while driving. Happy to have secured the New India Car Insurance Policy for my Mahindra car. Totally recommend the policy with the third-party benefit.
Read More
S
By Shreyas Gupta
On: July 11, 2023
Customizable Coverage Options
The premium calculator offered by InsuranceDekho allowed me to customize my coverage options. It provided flexibility in selecting the desired level of coverage and helped me find the New India Car Insurance Policy for Ford car that suited my budget.
Read More
M
By Meenakshi Ahuja
On: July 7, 2023
Trustworthy and Reliable Repai...
The cashless garage facility in the New India Car Insurance Policy from InsuranceDekho provided me with peace of mind. The authorized garages and use of genuine spare parts assured me that my Toyota car was in safe hands. The repairs were impeccable, and the whole process was handled efficiently. I highly recommend it!
Read More
P
By Priyanka Arora
On: July 5, 2023
No surprises while renewing
I took the New India Car Insurance Policy for my Renault bike from InsuranceDekho about 2 years ago. I was very happy with their renewal process. There were no surprises and I knew exactly what I was getting. I would definitely recommend this plan to others.
Read More
S
By Siddharth Aggarwal
On: June 29, 2023
No Surprises
I was very happy with the way my car insurance claim was handled by InsuranceDekho. There were no surprises when it came to filing the claim under the New India Car Insurance Policy for my MG and I knew exactly what to expect. I would definitely recommend this company to others.
Read More
A
By Amar Karnawal
On: June 27, 2023
Rewards for Safe Driving and N...
Renewing my New India Car Insurance Policy from InsuranceDekho for my Ford car allowed me to continue enjoying the rewards for safe driving and no claims. It reinforced the benefits of maintaining a good driving record and encouraged responsible driving behavior.
Read More
P
By Puja Negi -
On: June 23, 2023
Assistance with Alternative Tr...
If my Ford car is undergoing repairs covered by the comprehensive policy, the New India Car Insurance Policy from InsuranceDekho offers assistance with alternative transportation. It ensures that I can continue with my daily activities while my vehicle is being repaired.
Read More
P
By Preeti Mathur
On: June 21, 2023

New India Reviews

New India Car Insurance FAQs

Why do I need to fill up the proposal form for buying Insurance?
A proposal form is a contract between the insured and the insurer, which contains relevant and necessary details about the insured, his past policy and his vehicle details. It is, therefore, necessary to fill in correct details in the proposal form for future reference/proof.
I have my vehicle’s registration number, how can I get my policy number?
To get your policy number, please contact the New India Assurance (NIA) office.
I have purchased my policy from a Maruti dealer and I am unable to renew the policy online
A policy issued through Maruti dealer cannot be renewed online. Please contact the nearest Maruti dealer or NIA office for the renewal of the policy. Alternatively, give us a call at 7551196989 or visit us at www.insurancedekho.com and we will help you with your policy renewal.
Can I pay my car insurance premium online?
Yes, you can pay the premium online using any Debit/Credit card or Net Banking.
What are the documents required to file a claim with New India Car Insurance?
Documents to be submitted at the time of filing a claim are :

Document such as claim intimation received by the insurer
Copy of policy and receipt of payment of premium
Completed claim form
A copy of the driving license
Certificate of registration of the vehicle
An estimate of repairs and a stamped receipt from the repairer
Bills of repairs that have already been done at approved garages
Road tax verification
Copy of Police FIR along with the original (for verification)
Fitness Certificate, etc.( in applicable cases).

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Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are constantly doing our best to keep our privileged customers up-to-date with neutral and factual information.

New India Car insurance starting from ₹ 2094/year*

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