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  • CASHLESS GARAGES 4,636
  • CLAIMS SETTLED 96%
  • COMPREHENSIVE CLAIMS UNLIMITED
Key Features:
  • Right Green Tick 50% Advance Payment
  • Right Green Tick 6-Month Repair Warranty
  • Right Green Tick Free Pick-Up and Drop
  • Right Green Tick Quick Claim Settlement

Top Cholamandalam Car Insurance Plans

PLAN TYPE: Comprehensive
Starting From ₹ 2094
PLAN TYPE: Third Party
Starting From ₹ 2094
PLAN TYPE: Own Damage
Starting From ₹ 1327

Calculate Your Car Insurance Price Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai

When did you buy your car?

Disclaimer: Actual Premium might vary basis your location, age and number of members

About Cholamandalam Car Insurance

Cholamandalam Car Insurance is a general insurance company that was founded in 2001. It is a joint venture between the Murugappa Group and Japan-based Mitsui Sumitomo Insurance Company Limited. The company offers a variety of car insurance plans to protect you from financial liabilities arising out of mishaps that happen to your vehicle.

Chola MS Car Insurance provides three types of car insurance policies– third-party car insurance, standalone own-damage car insurance, and a comprehensive car insurance plan. Aside from this, the company provides numerous add-on benefits that enable you to customize your standard Chola car insurance. There are over 4636 Chola MS car insurance cashless garages. In case of any mishap or damage, you can take your vehicle to these network garages and get a cashless repair facility.

With a range of add-on covers for private cars, Cholamandalam car insurance allows its policyholders to enhance their car insurance policy coverage. The company offers an extensive range of add-on covers, which include zero depreciation, no claim bonus protection, consumables cover, daily cash allowance, key replacement cover, consumables plus cover, and so on. To make people enjoy insurance plans at affordable rates, the insurer provides various sorts of discounts, such as a No Claim Bonus, a discount for Anti-Theft Devices, etc. The car insurance plans of Chola MS come with some more benefits, like the availability of live video streaming for an instant claim, 24/7 customer support, and so on.

Key Highlights of Chola MS Car Insurance

Features

Coverage

Founding Year2001
Claim Settlement Ratio96.00%

Cashless garages

4636

Claims Settled

29 lakhs

Add-on covers

Available

Claim assistance

Anytime assistance

Chola MS Car Insurance Benefits

The benefits of buying Cholamandalam car insurance are highlighted in the section below:

  • Protect your car against all-natural and manmade calamities like floods, cyclones, riots, and others.
  • Coverage for third-party personal injuries that happened to your vehicle in an accident.
  • Get a discount on premiums in the form of no claim bonus for not claiming your Chola MS car insurance during the policy year.
  • Avail of the cashless repair facility at more than 13,500 network garages.
  • Easy and hassle-free claim initiation and instant disbursal of the claim amount.
  • Get 24x7 customer support.
  • Availability of ‘On-site Minor Repair’ add-on which includes repairs such as oil changes and tire changes that take less than 45 minutes at the breakdown spot.
  • Availability of an add-on for free towing service of up to Rs 1,500.

Cholamandalam Car Insurance User Reviews

4.9
Rating based on
167 User reviews
Write your review
What users are saying
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  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Sensible Choice for Legal Prot...

    Third-party car insurance from InsuranceDekho is a sensible choice for legal protection. The Chola MS Car Insurance Policy ensures that I comply with the law while keeping my expenses in check for my Skoda car.

    Read More

    S
    By Samisha Boudh
    On: November 8, 2023
  • Economical Premiums

    I found that the premiums for the zero-depreciation Chola MS Car Insurance Policy from InsuranceDekho are economical, making it a valuable investment for my MG car.

    Read More

    D
    By Dheraj Mangla
    On: November 7, 2023
  • Ease of Use

    The premium calculator from InsuranceDekho is incredibly easy to use. It's designed with the customer in mind, making it accessible to all. With its help, I could purchase the Chola MS Car Insurance Policy for my Renault car.

    Read More

    N
    By Neel Pawani
    On: October 18, 2023
  • Comprehensive Protection

    Opting for zero-depreciation claim for the Chola MS Car Insurance Policy with InsuranceDekho provides me with comprehensive protection, ensuring that my investment in my Maruti car is safeguarded.

    Read More

    S
    By Sakshi Chand
    On: October 16, 2023
  • Responsive Customer Support fo...

    I recently bought the Chola MS Car Insurance Policy for my Maruti car. And I must say that the customer support team at InsuranceDekho is responsive and ready to assist with any issues related to cashless garage repairs.

    Read More

    K
    By Kenisha Saraf
    On: October 11, 2023
  • A Trustworthy Partner

    In summary, InsuranceDekho has proven to be a trustworthy partner when it comes to claim the Chola MS Car Insurance Policy for my Honda car. Their efficient and transparent claims process ensures that you're well taken care of during stressful times.

    Read More

    N
    By Nikita Sethi
    On: October 3, 2023
  • Customized Premiums

    I appreciated InsuranceDekho's premium calculator for allowing me to customize my coverage for the Chola MS Car Insurance Policy to match my needs and budget for my Mercedes-Benz. It's a flexible tool that caters to individual preferences.

    Read More

    V
    By Vikram Thakur
    On: September 27, 2023
  • Peace of Mind with Zero Dep In...

    I opted for a Zero Dep Chola MS Car Insurance Policy through InsuranceDekho, and it's been a game-changer. With this policy, I don't have to worry about the depreciation of car parts during a claim. It's like having a safety net for my Ford car. Highly recommended for car owners who want complete peace of mind.

    Read More

    P
    By Priyal Randhawa
    On: September 25, 2023
  • Prompt Settlement at Cashless ...

    I recently had my Audi car repaired at one of InsuranceDekho's cashless garages, and the settlement process of the Chola MS Car Insurance Policy was incredibly prompt. I was back on the road in no time.

    Read More

    By Pihu Balani
    On: September 20, 2023
  • Comprehensive Coverage for a W...

    InsuranceDekho's comprehensive coverage protects my Nissan car against a wide range of risks, from accidents to natural disasters. The Chola MS Car Insurance Policy is a reliable safety net.

    Read More

    M
    By Mili Dhingra
    On: September 15, 2023
  • Variety of Payment Options

    InsuranceDekho offers a variety of payment options for the renewal of my Chola MS Car Insurance Policy. Whether I prefer online payment, credit card, or other methods, the flexibility is appreciated. With this feature, I am relaxed that my Skoda car is always secured,

    Read More

    R
    By Rupal Shah
    On: September 13, 2023
  • Responsive Customer Support

    During my claim for my BMW, InsuranceDekho's customer support was responsive and knowledgeable. They guided me through each step and answered all my questions regarding my the Chola MS Car Insurance Policy.

    Read More

    D
    By Dev Sharma
    On: September 11, 2023
  • Value-Added Benefit

    Having access to Cashless Garages is a value-added benefit of my Chola MS Car Insurance Policy for my Ford car with InsuranceDekho. It's a feature that sets them apart and shows their commitment to customer satisfaction.

    Read More

    By Sanwar Bahl
    On: September 7, 2023
  • Transparent Claim Settlement

    Zero Depreciation with InsuranceDekho’s Chola MS Car Insurance Policy ensures transparent claim settlement. I know exactly what to expect in terms of payout, without any surprises related to depreciation for my Ford car.

    Read More

    A
    By Ananad Chaudhary
    On: September 5, 2023
  • Satisfied and Secure with Comp...

    I am a satisfied and secure customer of InsuranceDekho's Chola MS Car Insurance Policy’s comprehensive benefit. Their coverage options and service have exceeded my expectations for my Chevrolet car.

    Read More

    S
    By Sangeetha Paswani
    On: August 28, 2023
  • A Simple and Stress-Free Renew...

    Renewing my car insurance policy with InsuranceDekho was a simple and stress-free experience. I had no issues throughout the entire process of renewing my Chola MS Car Insurance Policy for my BMW.

    Read More

    M
    By Manan Khukreja
    On: August 24, 2023
  • Professional and Knowledgeable...

    The claims team at InsuranceDekho was professional and knowledgeable. As my Kia car was secured under the Chola MS Car Insurance Policy, they guided me through the entire process with expertise.

    Read More

    A
    By Aarti Sharma
    On: August 22, 2023
  • Value for Money with Comprehen...

    InsuranceDekho's comprehensive coverage offers excellent value for money. The benefits and coverage provided the Chola MS Car Insurance Policy for my Tata car are worth every penny.

    Read More

    V
    By Vishali Sehgal
    On: August 16, 2023
  • Efficient Customer Support for...

    InsuranceDekho's customer support team was efficient and helpful during my third-party claim on my Chola MS Car Insurance Policy that I filed for my Skoda car. They guided me through the process and answered my questions.

    Read More

    P
    By Poonam Sachdev
    On: August 11, 2023
  • Effortless Policy Quoting

    The premium calculator on InsuranceDekho's website made policy quoting a breeze. Within minutes, I had multiple quotes to choose from. It saved me a lot of time and effort to decide and buy the Chola MS Car Insurance Policy for my Tata Safari.

    Read More

    M
    By Maninder Kaur
    On: August 9, 2023
  • Professional and Courteous Cla...

    The claims team at InsuranceDekho was professional and courteous. They handled my claim for my Chola MS Car Insurance Policy that I filed for my Honda car with empathy and made the whole process less stressful.

    Read More

    S
    By Sunil Gandhi
    On: August 7, 2023
  • Smooth Policy Renewal

    Renewing my car insurance through Insurance Dekho's premium calculator was a breeze. It reminded me on time and helped me renew my Chola MS Car Insurance Policy for my Land Rover without any complications.

    Read More

    H
    By Heena Ahmed
    On: August 1, 2023
  • Seamless Repairs and Cashless ...

    The cashless facility offered by InsuranceDekho’s Chola MS Car Insurance Policy for repairs for my Toyota car was a great help. The process of coordinating with them was very smooth.

    Read More

    S
    By Shradha Motwani
    On: July 28, 2023
  • Convenient Policy Customizatio...

    InsuranceDekho's renewal process allowed me to customize my Chola MS Car Insurance Policy to suit my needs perfectly. I could add or remove coverage options for my Honda car effortlessly.

    Read More

    P
    By Parul Chaudhary
    On: July 24, 2023
  • Customizable Policy Options at...

    InsuranceDekho offered customizable policy options during the renewal process for the Chola MS Car Insurance Policy. I could tailor my coverage for Ford cars based on my requirements, providing me with peace of mind.

    Read More

    R
    By Ruma Dutta
    On: July 20, 2023
  • Prompt Assistance

    When my MG car broke down, InsuranceDekho's cashless garage under the Chola MS Car Insurance Policy provided prompt assistance. They arranged for a towing service and helped me through the entire claim process.

    Read More

    J
    By Jeet Kapila
    On: July 18, 2023
  • Quick Response

    When I reached out to InsuranceDekho for my Chola MS Car Insurance Policy renewal for my Skoda car, their team responded promptly. They guided me through the process and answered all my queries efficiently.

    Read More

    A
    By Anaya Chhadda
    On: July 14, 2023
  • Competitive Premiums for Own D...

    InsuranceDekho offered competitive premiums for own damage car insurance coverage with the Chola MS Car Insurance Policy. They provided value for money by offering affordable rates without compromising on the level of protection for my Kia vehicle.

    Read More

    By Ria Mittal
    On: July 12, 2023
  • Affordable Premiums for Enhanc...

    InsuranceDekho offered affordable premiums for their zero depreciation car insurance. The additional cost was justified for the Chola MS Car Insurance Policy by the enhanced coverage that protected my Porsche from the impact of depreciation on claim settlements.

    Read More

    J
    By Jatin Mittal
    On: July 10, 2023
  • Accurate and Convenient Premiu...

    InsuranceDekho's premium calculator for car insurance provided accurate results for my Mercedes-Benz. It made me calculate the premium conveniently and helped me understand the cost implications of different coverage options that came with the Chola MS Car Insurance Policy.

    Read More

    P
    By Pawan Chaupal
    On: July 6, 2023
Cholamandalam Reviews

Cholamandalam Car Insurance FAQs

  • What type of car insurance policies are offered by Cholamandalam?

    Cholamandalam offers both the third party liability only as well as comprehensive car insurance policy. In addition to that, it also provides a range of add-on covers for enhanced protection of your car.

  • What is Fixed Daily Allowance?

    Fixed Daily Allowance is an add-on. If you opt for it then the insurer offers you get a daily allowance of Rs. 500 or Rs. 1,000 per day from the insurer to meet the cost of hiring a car when your car is out for repairs.

  • Are the roadside assistance services available 24*7?

    Yes, Cholamandalam offers roadside assistance services including fuel delivery and battery top-up along with car breakdown assistance including fixing a flat tyre or on-site repair round the clock.

  • How much premium would I have to pay for a comprehensive car insurance policy purchased from Cholamandalam?

    The premium of your car insurance policy depends on a number of factors such as: Insured Declared Value (IDV) of Your Vehicle Age of The Insured Car Voluntary and Involuntary Deductibles Add-on Covers Purchased
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