How many types of two-wheeler insurance policies does Future Generali provide?

The customers can get 3 types of two-wheeler insurance policies in Future Generali, Comprehensive Insurance policy, Standalone Own Damage Insurance policy and Third Party Insurance policy. Comprehensive insurance policy and Standalone are optional plans whereas a third party policy is compulsory by law for all the two-wheeler owners.

Does it provide add-on covers for two-wheelers?

There are several add-on covers that a policyholder can get with their Future Generali India two-wheeler Comprehensive Insurance policy. It includes Zero depreciation cover, Road-side assistance cover, Loss of key cover, Daily cash allowance cover, Engine protection cover etc. the policyholders can get these by paying an additional premium.

Why should I take my two-wheeler insurance policy from Future Generali India Insurance?

There are several reasons for getting your two-wheeler insurance policy from Future Generali India Insurance such as: Offers quality service to its customers. 24 hours of customer assistance service. Automated renewal reminder. Claim settlement in 7 working days. 24x7 Roadside assistance facility. Ample amount of add-on covers.

Will I get a discount on my premium?

Future Generali offers various types of discounts for its customers such as: No Claim Bonus (NCB) benefit Automobile association membership discount Anti-theft device discount.

Can I transfer my previous two-wheeler insurance policy with Future Generali?

Yes, it is possible to transfer your previous two-wheeler insurance policy with Future Generali. You can also transfer your No Claim Bonus with it by getting a retention certificate from your previous insurer.

Future Generali Bike Insurance

Key Features:

No Inspection Needed
Immediate Policy Issurance
No Paper work

Top Future Generali Bike Insurance Plans

PLAN TYPE: Comprehensive

Starting From ₹ 714

Future Generali Bike Insurance

PLAN TYPE: Third Party

Starting From ₹ 714

Future Generali Bike Insurance

PLAN TYPE: Own Damage

Starting From ₹ 113

Calculate Your Bike Insurance Price Online

Select your bike brand

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Honda
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Which city is your bike registered in?

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When did you buy your bike?

Year

Disclaimer: Actual Premium might vary basis your location, age and number of members

About Future Generali Bike Insurance

Future Generali India Insurance Company is a leading insurance provider in the country and offers a wide range of insurance products such as bike insurance. A two-wheeler insurance policy is a safety net for an individual who owns/drives a two-wheeler. This type of insurance policy provides financial and legal assistance to the policyholder from the third-party liabilities or damages to the insured two-wheeler that may arise during an unforeseen event. The insurance company offers three types of two-wheeler insurance policies namely, Third Party, Standalone Own-Damage, and Comprehensive Insurance policies.

Key Features of Future Generali Bike Insurance

Features	Specifications
Future Generali Bike Insurance Claim Settlement Ratio	96.30%
Number of Network Garages	3,500+
Bike Insurance Premium Starting From	Rs. 113
Claim Settlement Assistance	24*7
Add-ons Options	Yes, available
Personal Accident Cover	Up to Rs. 15 lakhs

Benefits of Buying Bike Insurance

There are multiple reasons why you should buy bike insurance such as those listed below:

If you are your co-passengers get injured due to any kind of mishap, you will get relevant protection with a bike insurance plan.
Bike insurance also provides financial coverage if your bike is lost, damaged, or stolen. In all such circumstances, financial compensation is given out to you.
With bike insurance, you can ride stress-free knowing that your bike is protected against all kinds of damages.

Types of Future Generali Bike Insurance

There are three different types of bike insurance plans that you can buy with Future Generali such as those listed below:

Third-party Bike Insurance: Future Generali Two-Wheeler Third Party Insurance Policy provides protection against the third party liabilities that may occur during an accident or any other unforeseen event. Coverage for third-party liabilities such as bodily injuries, disability, property damage, or demise of the third party that may happen during an accident or an unforeseen event. This type of two-wheeler insurance coverage is mandatory as per the Motor Vehicles Act of 1988. If the two-wheeler owner/driver is caught without a third-party insurance policy he/she can be penalised for Rs. 2000 and/or be imprisoned for up to 3 months.
Standalone Own-damage Bike Insurance: Future Generali Two-Wheeler Standalone Own-Damage insurance policy provides coverage for only damage to the insured two-wheeler due to an accident or any other unforeseen event. This type of insurance policy provides compensation to the policyholder for the cost of repairs/damages that may occur during an accident, theft/burglary, natural/man-made disasters, fire/explosion etc. This type of two-wheeler insurance policy does not cover third-party liabilities.
Comprehensive Bike Insurance: Future Generali Two-Wheeler Comprehensive insurance policy provides coverage for both third-party liabilities and damages to the insured vehicle that may happen during an accident/in case an unforeseen event occurs. This policy covers third-party liabilities such as bodily injuries, disability, property damage, or demise of the third party that may happen during an accident or an unforeseen event. A comprehensive two-wheeler insurance policy is not mandatory but once purchased the policyholder does not require a third party insurance policy separately.

Why Should You Buy Bike Insurance with Future Generali?

There are many reasons why you should buy bike insurance with Future Generali such as the following:

Instant Policy and Renewal: With Future Generali, you will instantly be able to get your bike insurance policy issued. Moreover, you can also renew your bike insurance with Future Generali in a few simple steps.
24*7 Roadside Assistance: Future Generali also offers 24*7 roadside assistance which means that if your bike breaks down, then you will get the necessary assistance.
Future Express+: For a quicker and faster claim settlement, you can make use of the Future Express+ feature.
Network Garages: Future Generali has tie-ups with over 3,500 cashless garages which makes it easier for you to get cashless bike insurance claim settlement. So, locate a nearby cashless garage and get a cashless claim settlement with Future Generali.
Add-on Benefits: Future Generali also offers a number of add-ons at additional premiums to enhance the bike insurance coverage even more. Some of the add-ons available with Future Generali are Zero Depreciation Cover, No Claim Bonus Protector Cover, Return of Invoice Cover, etc.
High Claim Settlement Ratio: Future Generali has a claim settlement ratio of 96.30% which means that your bike insurance claim will be instantly settled.

Inclusions of Future Generali Bike Insurance

Listed below are the inclusions of Future Generali bike insurance plans:

Third-party liabilities
Any damage to the bike
Personal accident cover
Additional Legal Liability Cover

Exclusions of Future Generali Bike Insurance

Some of the exclusions of Future Generali bike insurance plans are as follows:

Normal, wear and tear of the vehicle
Any loss or damage due to nuclear risk
Any damage if the driver is riding without a valid driving license
Any damage if the driver is riding under the influence of alcohol or drugs
Any damage that takes place outside the geographical area specified in the policy papers

List of Add-ons Available with Future Generali Bike Insurance

Some of the add-ons available with Future Generali bike insurance are listed below:

Zero depreciation cover
Loss of personal belongings cover
No claim bonus cover
Return to invoice cover

Steps to Buy Future Generali Bike Insurance

Listed below are the steps in which you can buy bike insurance with Future Generali:

Go to the website of Future Generali
Click on bike insurance and enter details such as bike registration number, year of manufacture, bike make and model
Once you enter all the details, you will be redirected to the quotes page
Select a suitable quote and fill out the proposal form
Pay out the premium, after which you will receive the details on your registered email id

How to Raise Future Generali Bike Insurance Claims?

In order to raise a bike insurance claim with Future Generali, here is what you need to do:

To raise claim, you can either fill out the claim form online or call on the toll-free number 1800-220-233
A surveyor will be assigned to inspect your vehicle
Once the inspection process is complete, you will have to submit a few documents
The repair process will then be started at the network garage
In case of a reimbursement claim, you will have to pay the initial amount which will be later reimbursed. In case of a cashless claim, your bills will be directly settled at a network garage

Future Generali Bike Insurance User Reviews

4.9

Rating based on

414 User reviews

Write your review

What users are saying

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Comprehensive
Zero Depreciation
Third Party
Own Damage
Renewal
Cashless Garages
Price
Premium
Policy Download
Customer Care
Claim
Add On

Efficient Claims Settlement
I had a claim for my Future Generali Bike Insurance Policy for my Bajaj bike, and the process with InsuranceDekho's cashless garage was efficient. It was reassuring to know my insurer had everything under control.
Read More
M
By Mukesh Bagga
On: November 21, 2023
Depreciation-Free Repairs
I appreciate how zero-dep insurance added to my Future Generali Bike Insurance Policy from InsuranceDekho ensures depreciation-free repairs for my Suzuki bike. It's a great relief for me.
Read More
A
By Anoop Singh
On: November 9, 2023
No Hidden Surprises
I feel that with InsuranceDekho, there were no hidden surprises during renewal. The terms and conditions for the Future Generali Bike Insurance Policy are transparent, and I know what I'm getting for my KTM bike.
Read More
S
By Sumil Magr
On: November 3, 2023
Financial Security on the Road...
Third-party car insurance from InsuranceDekho provides financial security on the road. I know I won't face unexpected expenses in a legal situation because of the secured Future Generali Bike Insurance Policy for my Honda bike.
Read More
A
By Aamir Shah
On: October 31, 2023
All-Inclusive Protection Done ...
I appreciate how InsuranceDekho gets all-inclusive protection right with their comprehensive bike Future Generali Bike Insurance Policy. The policy covers every aspect of my Honda bike ownership and makes it hassle-free.
Read More

By Dheeraj Sabr
On: October 23, 2023
Effortless Car Insurance Claim...
InsuranceDekho made my Future Generali Bike Insurance Policy’s claim process effortless. Their quick response and seamless claim settlement allowed me to get my Hero bike back on the road in no time.
Read More
R
By Rajesh Goswami
On: October 17, 2023
Tailored Coverage Options with...
InsuranceDekho's own damage coverage with the Future Generali Bike Insurance Policy is an amazing policy. They offer tailored options for my KTM bike to meet my individual needs, ensuring that I get the right protection.
Read More
S
By Sanjay Koul
On: October 12, 2023
Wide Network, More Options
InsuranceDekho's extensive network of cashless garages means more options for repairs. It's reassuring to know that as my Honda bike is insured under the Future Generali Bike Insurance Policy, help is never too far away.
Read More
K
By Kartik Mahadevan
On: October 6, 2023
Renewal Made Easy
InsuranceDekho's car insurance renewal is hassle-free. I didn't have to jump through hoops or deal with confusing paperwork while renewing my Future Generali Bike Insurance Policy for my KTM bike. Their commitment to a smooth renewal process is evident.
Read More
S
By Sunil Gayen
On: September 29, 2023
Efficient Claims Handling
InsuranceDekho handled my claims for third-party insurance efficiently which I filed for my Future Generali Bike Insurance Policy. They ensured I received the necessary support during a challenging situation for my Triumph bike.
Read More
M
By Manoj Verma
On: September 20, 2023
User-Friendly Interface for Ea...
The user-friendly interface of InsuranceDekho's premium calculator made premium estimation easy for my Future Generali Bike Insurance Policy for my Triumph bike, even for someone like me who isn't tech-savvy.
Read More
R
By Ram Chauhan
On: September 15, 2023
Claim Submission Made Easy
I am so relieved that I took the decision to buy the Future Generali Bike Insurance Policy for my Yamaha bike on time. In some unforeseen circumstances, I had to submit a claim with InsuranceDekho. The entire process was easy and user-friendly. Their online platform simplifies the process.
Read More
U
By Urvashi Saluja
On: September 13, 2023
Flexible Add-On Options for En...
I appreciate the flexible add-on options offered by InsuranceDekho's comprehensive coverage. The Future Generali Bike Insurance Policy allows me to enhance the protection for my Hero bike based on my needs.
Read More

By Lalit Rai
On: September 11, 2023
Simple and Streamlined
Using Cashless Garages with InsuranceDekho is simple and streamlined. I don't have to worry about reimbursement hassles; the entire process of the Future Generali Bike Insurance Policy is designed for maximum convenience for my Honda bike.
Read More
D
By Deepak Lalit
On: September 7, 2023
Guidance at Every Step
From filing the claim to receiving the settlement for my Future Generali Bike Insurance Policy, InsuranceDekho provides guidance at every step. Their support has been crucial in navigating the claim process for my Hero bike.
Read More
V
By Vineet Goel
On: September 5, 2023
Budget-Friendly Coverage
InsuranceDekho's Third-Party Car Policy is a budget-friendly way to fulfill insurance requirements. It's a practical choice for those looking for essential coverage without excess costs. I bought the coverage along with the Future Generali Bike Insurance Policy for my Royal Enfield.
Read More
G
By Gurasis Singh
On: September 1, 2023
Transparent and No Hidden Cost...
The Premium Calculator provides transparency by breaking down costs clearly. With InsuranceDekho, I know exactly what I'm paying for my Future Generali Bike Insurance Policy, and there are no hidden surprises when it comes to my Hero bike policy premiums.
Read More

By Tanmay Brar
On: August 29, 2023
Zero Depreciation - A Must-Hav...
For someone like me who just bought a new Hero bike, a zero depreciation add-on from InsuranceDekho is a must-have. The Future Generali Bike Insurance Policy ensures you don't lose money on repairs.
Read More
A
By Anurag Bansal
On: August 25, 2023
Timely Reminders for coverage
I appreciate the timely renewal reminders from InsuranceDekho to renew my Future Generali Bike Insurance Policy. It ensures my Yamaha bike remains continuously protected with comprehensive coverage.
Read More
R
By Rakesh Shukla
On: August 23, 2023
Clear and Transparent Policy T...
InsuranceDekho provided clear and transparent policy terms for their third-party car insurance. It was easy to understand what's covered and what's not when I bought the Future Generali Bike Insurance Policy for my Triumph bike.
Read More
P
By Pintu Kapoor
On: August 11, 2023
Worry-Free Riding Experience
With InsuranceDekho's comprehensive bike insurance, I enjoy a worry-free riding experience. I know that my Hero bike is well-covered with the Future Generali Bike Insurance Policy in case of any unforeseen events, and that gives me the confidence to explore the roads without concerns.
Read More
S
By Saanjli Puri
On: August 9, 2023
Highly Satisfying Claim Experi...
My claim experience with InsuranceDekho while filing for the Future Generali Bike Insurance Policy for my Honda bike was highly satisfying. They lived up to their promises, and I received the required support without any hassles.
Read More

By Shravan Dhandiwal
On: August 7, 2023
Insurance
Good service and instant feedback done I got it issued the policy is 10 mins . This is amazing digitisation . Need to keep doing the same
Read More
P
Honda Activa Pune
By PRAGNYA KOGJE
On: August 2, 2023
Flexible and Customizable Own ...
I appreciate InsuranceDekho's flexibility in offering customizable own damage coverage options when I purchased the Future Generali Bike Insurance Policy. Their team assisted me in choosing the right plan for my Avan bike.
Read More

By Nimesh Sharma
On: August 2, 2023
Top-Notch Service with Zero De...
InsuranceDekho provided top-notch service when I made a claim under the zero depreciation cover for my Future Generali Bike Insurance Policy. The entire process was smooth, and the repairs were handled with utmost care for my BMW bike.
Read More

By Vidhush Goel
On: July 31, 2023
Quick and Accurate Quotes
I was impressed with the speed and accuracy of Insurance Dekho's premium calculator. Within seconds, I had multiple quotes at my fingertips for easy comparison. And because of the comparison, I took the decision to purchase the Future Generali Bike Insurance Policy for my BMW bike.
Read More

By Pradeep Kumar
On: July 25, 2023
User-Friendly Platform
The InsuranceDekho platform is incredibly user-friendly, making it easy to navigate and obtain a third-party car insurance policy quickly. I appreciate their efficient issuance process that I got for the Future Generali Bike Insurance Policy for my TVS bike, saving me time and effort.
Read More
M
By Mayan Kochar
On: July 24, 2023
Comprehensive Coverage for Act...
InsuranceDekho's comprehensive coverage that I got with the Future Generali Bike Insurance Policy protected my Hero bike against acts of God, such as earthquakes or floods. The coverage extended to damages caused by these events.
Read More
A
By Arun Singh
On: July 20, 2023
Quick Response and Resolution
InsuranceDekho's responsiveness and swift resolution of my Future Generali Bike Insurance Policy claim exceeded my expectations. They responded promptly to the claim request for my Aprilia bike and resolved it efficiently, minimizing any inconvenience on my part. I'm impressed with their level of service.
Read More
H
By Himanshu Sahni
On: July 18, 2023
Personalized Assistance
InsuranceDekho provided personalized assistance during the renewal of my Future Generali Bike Insurance Policy for my Mahindra bike. Their representatives understood my specific needs and helped me choose the right coverage.
Read More
A
By Anush Anand
On: July 14, 2023

Future Generali Reviews

Future Generali Two-Wheeler Insurance FAQs

How many types of two-wheeler insurance policies does Future Generali provide?
The customers can get 3 types of two-wheeler insurance policies in Future Generali, Comprehensive Insurance policy, Standalone Own Damage Insurance policy and Third Party Insurance policy. Comprehensive insurance policy and Standalone are optional plans whereas a third party policy is compulsory by law for all the two-wheeler owners.
Does it provide add-on covers for two-wheelers?
There are several add-on covers that a policyholder can get with their Future Generali India two-wheeler Comprehensive Insurance policy. It includes Zero depreciation cover, Road-side assistance cover, Loss of key cover, Daily cash allowance cover, Engine protection cover etc. the policyholders can get these by paying an additional premium.
Why should I take my two-wheeler insurance policy from Future Generali India Insurance?
There are several reasons for getting your two-wheeler insurance policy from Future Generali India Insurance such as:

Offers quality service to its customers.
24 hours of customer assistance service.
Automated renewal reminder.
Claim settlement in 7 working days.
24x7 Roadside assistance facility.
Ample amount of add-on covers.
Will I get a discount on my premium?
Future Generali offers various types of discounts for its customers such as:

No Claim Bonus (NCB) benefit

Automobile association membership discount

Anti-theft device discount.
Can I transfer my previous two-wheeler insurance policy with Future Generali?
Yes, it is possible to transfer your previous two-wheeler insurance policy with Future Generali. You can also transfer your No Claim Bonus with it by getting a retention certificate from your previous insurer.

FAQ

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Disclaimer

This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Future Generali Bike insurance starting from ₹ 714/year*

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