Why should I buy a health insurance policy from Kotak General Insurance?

Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

How to buy and apply for Kotak Mahindra health insurance policy?

To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

What are the health insurance policies offered by Kotak General Insurance?

Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up.

Does Kotak General Insurance offer critical illness cover?

Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

What is the Claim Settlement Ratio of Kotak General Insurance?

The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

Kotak Health Premier Insurance User Reviews

122 reviews Rate This

Kotak

Highlights

Cashless Approval TAT	Within 35 minutes
Claim Settlement Ratio	97%
Network Hospitals	9,450+
Pre-existing Waiting Period	4 year
Special Benefits	No Capping on Room Rent
Starting Premium for Rs. 5 lakhs SI	Rs. 489/month

Health Insurance Calculator

Whom do you want the insurance for ?

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Select the age of all members

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Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Kotak Health Premier

3.7

Based on

27 User reviews

Health premier is excellent plan
To anyone looking for an affordable plan at low rates, this is the one for you. It covers you for a lot. Inpatient hospitalisation, pre and post hospitalisation coverage, 405 daycare procedures, ambulance expenses, maternity benefits, are to name a few. Add-on covers include critical illness cover, cap on room rent, and personal accident cover.
V
Vinod Lalwani
On: Dec 19, 2019
Best policy to go with
Kotak health premier is my first purchase with kotak. I am so thankful to insurancedekho people for recommending this plan to me. Because of them, i have gained cover for pre and post hospitalisation coverage, ambulance cover, inpatient hospitalisation, daycare procedures, 100% restoration of the sum insured and much more. The best part is that i did not have to pay much premium.
S
Shashank Chandra
On: Dec 13, 2019
Satisfied with health premier cover
There were two prime reasons that i invested in this plan. The first was that it covers my full family comprising myself, spouse, children, dependent parents, and siblings. Secondly, it comes with benefits like cover for in-patient treatment, maternity benefit, daycare treatment, ambulance cover, restoration benefit, cumulative bonus, etc. Also, the premium is very less.
M
Manish Saini
On: Dec 06, 2019
Great option for you
People with vast family, go for this plan as it covers one for self, spouse, children, dependent parents, parent in laws, and siblings. The overall experience of buying this plan is smooth. The premium doesn’t cost you much. Kotak Health Premier comes with features like ambulance cover, inpatient hospitalisation, pre and post hospitalisation coverage, 100% restoration of sum insured, etc.
A
Amitabh Singh
On: Nov 27, 2019
Highly recommended from me
Thanks InsuranceDekho that you informed me about this plan and recommended me to buy it. I am satisfied with the cover i have received. I am also fine with the premium amount. Above key benefits, i have also chosen add-ons like critical illness cover, personal accident cover, and cap on room rent.
N
Nayan Sharma
On: Nov 27, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Health premier is a fine policy
This is one plan i have recently purchased. In-patient treatment, restoration benefit, maternity benefit, daycare treatment, ambulance cover, cumulative bonus are a few benefits that i liked in the plan. What’s best is that the premium one has to pay is very less. Anyone can go for health premier by kotak.
U
Umesh Kumar
On: Nov 18, 2019
Highly recommended to everyone
Kotak Health Premier is a wide cover, less premium plan that i recommend to every relative and friend of mine. It has been 6-7 months that i purchased this policy. Its features are many and great. All in all, it gives you an optimum cover for multiple medical expenses at a very less premium price.
A
Ashish
On: Nov 18, 2019
Kotak health premier is recommended
InsuranceDekho, i am thankful to you for recommending this plan to me. Friends, i must tell you that this plan is really good. You get wide cover at low rates of premium. Inpatient cover, ambulance charges, day care procedures, pre & post hospitalisation, this plan covers all.
M
Md Zubair
On: Nov 05, 2019
Too good in terms of features
This is my first policy with kotak. I am completely new to kotak experience, but as of now everything is good.I have got a large cover with multiple benefits. My premium is a lot less than i thought it would be. I am hoping the claim settlement process also comes as simple in future.
J
Jyoti
On: Nov 05, 2019
Kotak health premier is valuable
I liked all other kotak plans but went with this one. It suited my needs perfectly. At such low premium cost, i gain coverage for in-patient treatment, daycare treatment, ambulance cover, and multiple other benefits. Also, i am getting lifelong renewable. I am happy and satisfied.
P
Poornima
On: Oct 25, 2019

Page 2 of 3 pages

Choose Kotak General Plan for

FAQs

Why should I buy a health insurance policy from Kotak General Insurance?
Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.
How to buy and apply for Kotak Mahindra health insurance policy?
To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.
What are the health insurance policies offered by Kotak General Insurance?
Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up.
Does Kotak General Insurance offer critical illness cover?
Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.
What is the Claim Settlement Ratio of Kotak General Insurance?
The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

View All

Claim Process at Kotak Mahindra Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Kotak Mahindra Health Insurance
1800-266-4545Mon to Sat 8:00 AM to 8:00 PM
care@kotak.com